# BoxCar Mortgage, LLC

> **Canonical URL:** https://saferate.com/lenders/boxcar-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


BoxCar Mortgage, LLC is a independent mortgage company, headquartered in ATLANTA, GA, serving borrowers across 6 states, with 33 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 63% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300T7HRS5DVBUPQ06
- **Headquarters:** ATLANTA, GA
- **Geographic Reach:** Multi-Region
- **States Served:** 6
- **State List:** CO, FL, GA, MS, NC, TX
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 96%
- **Brokered/Wholesale:** 4%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 37/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 33
- **Dollar Volume:** $29 million
- **Applications Received:** 50
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $891,364
- **Average Borrower Income:** $1,000
- **Average Property Value:** $1,235,000

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 11/100 | 16 | - | - | Mediocre 😐 |
| Jumbo | 43/100 | 14 | - | - | Sound ☺️ |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 21/100 | 29 | $25M | - | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| GA | 21 | 0.02% | 54/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Atlanta | GA | 20 | 57/100 |

## Frequently Asked Questions

### What loan types does BoxCar Mortgage, LLC offer?

BoxCar Mortgage, LLC offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does BoxCar Mortgage, LLC offer mortgages?

BoxCar Mortgage, LLC offers mortgages in 6 states: CO, FL, GA, MS, NC, TX.

### What type of lender is BoxCar Mortgage, LLC?

BoxCar Mortgage, LLC is a non-depository lender that specializes in mortgage origination, headquartered in ATLANTA, GA.

### What is BoxCar Mortgage, LLC's loan approval success rate?

BoxCar Mortgage, LLC has a pull-through score of 37/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/boxcar-mortgage

### How to Cite

> "BoxCar Mortgage, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/boxcar-mortgage

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