# BRADESCO BANK

> **Canonical URL:** https://saferate.com/lenders/bradesco-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


BRADESCO BANK is a bank, headquartered in Coral Gables, FL, serving borrowers across 2 states, with 70 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 100% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 57% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 5493006Q0EMYD3OJ8N13
- **Headquarters:** Coral Gables, FL
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** FL, TX
- **Markets (MSAs):** 1
- **Primary Channel:** wholesale
- **Direct Origination:** 16.7%
- **Brokered/Wholesale:** 83.3%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 0/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 43/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.802%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $7,760
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 70
- **Dollar Volume:** $57 million
- **Applications Received:** 90
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $816,000
- **Average Borrower Income:** $698,029
- **Average Property Value:** $1,294,000

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 23/100 | 46 | +0.810% | $7,673 | Acceptable 🙂 |
| Jumbo | 68/100 | 24 | +0.648% | $9,500 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 45 loans, Score: 26/100 (Acceptable)

**Jumbo:**
- Purchase: 23 loans, Score: 69/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 32/100 | 68 | $55M | +0.763% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 60 | 0.02% | 60/100 |
| TX | 10 | 0.00% | 40/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Miami | FL | 30 | 61/100 |

## Frequently Asked Questions

### What loan types does BRADESCO BANK offer?

BRADESCO BANK offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does BRADESCO BANK offer mortgages?

BRADESCO BANK offers mortgages in 2 states: FL, TX.

### How competitive are BRADESCO BANK's mortgage rates?

BRADESCO BANK has a pricing score of 0/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.802% above market average.

### What type of lender is BRADESCO BANK?

BRADESCO BANK is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Coral Gables, FL.

### What is BRADESCO BANK's loan approval success rate?

BRADESCO BANK has a pull-through score of 43/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/bradesco-bank

### How to Cite

> "BRADESCO BANK Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/bradesco-bank

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