# BRIGHTLAND MORTGAGE SERVICES, LTD.

> **Canonical URL:** https://saferate.com/lenders/brightland-mortgage-services


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


BRIGHTLAND MORTGAGE SERVICES, LTD. is a independent mortgage company, headquartered in HOUSTON, TX, serving borrowers across 2 states, with 985 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 12% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 25% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300V6F7N9BL5STN83
- **Headquarters:** HOUSTON, TX
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** TN, TX
- **Markets (MSAs):** 3
- **Homebuilder Lender:** Yes
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 88/100
- Rating: ●●●●● (5/5)

### Pull Through: Strong 😀
- Score: 75/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** -0.185%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,174
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 985
- **Dollar Volume:** $371 million
- **Applications Received:** 1,213
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $377,051
- **Average Borrower Income:** $154,457
- **Average Property Value:** $445,995

## Safe Rate Awards 🏆

- 💎 **VA Diamond Champion** (84%)
- ⭐ **Conventional Gold Superstar** (70%)
- ⭐ **FHA Gold Superstar** (78%)
- ⭐ **Purchase Gold Superstar** (78%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 62/100 | 525 | -0.031% | $1,308 | Strong 😀 |
| FHA | 75/100 | 368 | -0.287% | $626 | Strong 😀 |
| VA | 72/100 | 92 | -0.961% | $1,568 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 525 loans, Score: 65/100 (Strong)

**FHA:**
- Purchase: 368 loans, Score: 75/100 (Strong)

**VA:**
- Purchase: 92 loans, Score: 72/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 69/100 | 985 | $371M | -0.185% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 977 | 0.28% | 83/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Austin | TX | 467 | 92/100 |
| Houston | TX | 459 | 83/100 |
| College Station | TX | 47 | 75/100 |

## Frequently Asked Questions

### What loan types does BRIGHTLAND MORTGAGE SERVICES, LTD. offer?

BRIGHTLAND MORTGAGE SERVICES, LTD. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does BRIGHTLAND MORTGAGE SERVICES, LTD. offer mortgages?

BRIGHTLAND MORTGAGE SERVICES, LTD. offers mortgages in 2 states: TN, TX.

### How competitive are BRIGHTLAND MORTGAGE SERVICES, LTD.'s mortgage rates?

BRIGHTLAND MORTGAGE SERVICES, LTD. has a pricing score of 88/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.185% below market average.

### What type of lender is BRIGHTLAND MORTGAGE SERVICES, LTD.?

BRIGHTLAND MORTGAGE SERVICES, LTD. is a non-depository lender that specializes in mortgage origination, headquartered in HOUSTON, TX.

### What is BRIGHTLAND MORTGAGE SERVICES, LTD.'s loan approval success rate?

BRIGHTLAND MORTGAGE SERVICES, LTD. has a pull-through score of 75/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/brightland-mortgage-services

### How to Cite

> "BRIGHTLAND MORTGAGE SERVICES, LTD. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/brightland-mortgage-services

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