# Brookline Bank

> **Canonical URL:** https://saferate.com/lenders/brookline-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Brookline Bank is a bank, headquartered in Brookline, MA, serving borrowers across 2 states, with 75 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 14% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 66% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300TR6MWKSIOP3B72
- **Headquarters:** Brookline, MA
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** MA, NH
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 86/100
- Rating: ●●●●● (5/5)

### Pull Through: Acceptable 🙂
- Score: 34/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** -0.200%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $599
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 75
- **Dollar Volume:** $54 million
- **Applications Received:** 111
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $720,067
- **Average Borrower Income:** $275,973
- **Average Property Value:** $1,080,467

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 27/100 | 54 | -0.189% | $351 | Acceptable 🙂 |
| Jumbo | 66/100 | 21 | -0.231% | $1,299 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 41 loans, Score: 27/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 31/100 | 57 | $41M | -0.256% | Acceptable 🙂 |
| Refinance | 32/100 | 18 | $13M | +0.008% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MA | 73 | 0.12% | 67/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Boston, MA | MA | 39 | 65/100 |
| Cambridge | MA | 28 | 60/100 |

## Where This Lender Ranks

Brookline Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#11** in Boston, MA for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/boston-ma/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#13** in Boston, MA for Jumbo Loans
  - [View Full Rankings](https://saferate.com/boston-ma/best-mortgage-lenders/jumbo-loans)

## Frequently Asked Questions

### What loan types does Brookline Bank offer?

Brookline Bank offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Brookline Bank offer mortgages?

Brookline Bank offers mortgages in 2 states: MA, NH.

### How competitive are Brookline Bank's mortgage rates?

Brookline Bank has a pricing score of 86/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.200% below market average.

### What type of lender is Brookline Bank?

Brookline Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Brookline, MA.

### What is Brookline Bank's loan approval success rate?

Brookline Bank has a pull-through score of 34/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/brookline-bank

### How to Cite

> "Brookline Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/brookline-bank

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