# Bryant Bank

> **Canonical URL:** https://saferate.com/lenders/bryant-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Bryant Bank is a bank, headquartered in Tuscaloosa, AL, serving borrowers across 4 states, with 120 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 62% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 62% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 54930069UB3VEGAQ9661
- **Headquarters:** Tuscaloosa, AL
- **Geographic Reach:** Regional
- **States Served:** 4
- **State List:** AL, GA, IN, NC
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 38/100
- Rating: ●●○○○ (2/5)

### Pull Through: Acceptable 🙂
- Score: 38/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.147%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,903
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 120
- **Dollar Volume:** $41 million
- **Applications Received:** 219
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $337,583
- **Average Borrower Income:** $220,350
- **Average Property Value:** $521,417

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 46/100 | 117 | +0.147% | $2,903 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 94 loans, Score: 45/100 (Sound)
- Refinance: 23 loans, Score: 36/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 43/100 | 96 | $34M | +0.128% | Sound ☺️ |
| Refinance | 33/100 | 24 | $7M | +0.233% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| AL | 116 | 0.19% | 75/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Daphne | AL | 36 | 70/100 |
| Tuscaloosa, AL | AL | 25 | 60/100 |
| Birmingham, AL | AL | 24 | 59/100 |
| Huntsville, AL | AL | 14 | 52/100 |

## Where This Lender Ranks

Bryant Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#10** in Tuscaloosa, AL Banks
  - [View Full Rankings](https://saferate.com/tuscaloosa-al/best-mortgage-lenders/banks)
- 🏆 **#14** in Tuscaloosa, AL for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/tuscaloosa-al/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#19** in Daphne Banks
  - [View Full Rankings](https://saferate.com/daphne/best-mortgage-lenders/banks)

## Frequently Asked Questions

### What loan types does Bryant Bank offer?

Bryant Bank offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Bryant Bank offer mortgages?

Bryant Bank offers mortgages in 4 states: AL, GA, IN, NC.

### How competitive are Bryant Bank's mortgage rates?

Bryant Bank has a pricing score of 38/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.147% above market average.

### What type of lender is Bryant Bank?

Bryant Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Tuscaloosa, AL.

### What is Bryant Bank's loan approval success rate?

Bryant Bank has a pull-through score of 38/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/bryant-bank

### How to Cite

> "Bryant Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/bryant-bank

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