# CADENCE LENDING GROUP, INC.

> **Canonical URL:** https://saferate.com/lenders/cadence-lending-group


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CADENCE LENDING GROUP, INC. is a independent mortgage company, headquartered in EL PASO, TX, serving borrowers across 2 states, with 360 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 77% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 10% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493008T2QQO3QJ0EM38
- **Headquarters:** EL PASO, TX
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** NM, TX
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 23/100
- Rating: ●●○○○ (2/5)

### Pull Through: Exceptional 🤩
- Score: 90/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.309%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,794
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 360
- **Dollar Volume:** $108 million
- **Applications Received:** 442
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $299,750
- **Average Borrower Income:** $128,100
- **Average Property Value:** $338,944

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)
- ⭐ **VA Gold Superstar** (70%)
- ⭐ **Purchase Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 50/100 | 112 | +0.508% | $3,998 | Sound ☺️ |
| FHA | 73/100 | 152 | +0.590% | $3,920 | Strong 😀 |
| VA | 74/100 | 96 | -0.358% | $3,351 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 103 loans, Score: 53/100 (Sound)

**FHA:**
- Purchase: 152 loans, Score: 72/100 (Strong)

**VA:**
- Purchase: 96 loans, Score: 74/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 66/100 | 351 | $104M | +0.306% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 350 | 0.10% | 75/100 |
| NM | 10 | 0.05% | 42/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| El Paso, TX | TX | 350 | 96/100 |

## Where This Lender Ranks

CADENCE LENDING GROUP, INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#5** in El Paso, TX Mortgage Companies
  - [View Full Rankings](https://saferate.com/el-paso-tx/best-mortgage-lenders/mortgage-companies)
- 🏆 **#5** in El Paso, TX for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/el-paso-tx/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#7** in El Paso, TX for VA Loans
  - [View Full Rankings](https://saferate.com/el-paso-tx/best-mortgage-lenders/va-loans)
- 🏆 **#9** in El Paso, TX for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/el-paso-tx/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#10** in El Paso, TX
  - [View Full Rankings](https://saferate.com/el-paso-tx/best-mortgage-lenders)
- 🏆 **#12** in El Paso, TX for FHA Loans
  - [View Full Rankings](https://saferate.com/el-paso-tx/best-mortgage-lenders/fha-loans)

## Frequently Asked Questions

### What loan types does CADENCE LENDING GROUP, INC. offer?

CADENCE LENDING GROUP, INC. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CADENCE LENDING GROUP, INC. offer mortgages?

CADENCE LENDING GROUP, INC. offers mortgages in 2 states: NM, TX.

### How competitive are CADENCE LENDING GROUP, INC.'s mortgage rates?

CADENCE LENDING GROUP, INC. has a pricing score of 23/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.309% above market average.

### What type of lender is CADENCE LENDING GROUP, INC.?

CADENCE LENDING GROUP, INC. is a non-depository lender that specializes in mortgage origination, headquartered in EL PASO, TX.

### What is CADENCE LENDING GROUP, INC.'s loan approval success rate?

CADENCE LENDING GROUP, INC. has a pull-through score of 90/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/cadence-lending-group

### How to Cite

> "CADENCE LENDING GROUP, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/cadence-lending-group

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