# CALCON MUTUAL MORTGAGE LLC

> **Canonical URL:** https://saferate.com/lenders/calcon-mutual-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CALCON MUTUAL MORTGAGE LLC is a independent mortgage company, headquartered in CAMDEN, DE, serving borrowers nationwide, with 3,339 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 84% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 43% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300NFPC3Y4W3Y7R87
- **Headquarters:** CAMDEN, DE
- **Geographic Reach:** National
- **States Served:** 47
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV
- **Markets (MSAs):** 50
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 91.5%
- **Brokered/Wholesale:** 8.5%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 16/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 57/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.553%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,767
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 3,339
- **Dollar Volume:** $1.1 billion
- **Applications Received:** 5,273
- **Market Share:** 9.00%

## Typical Borrower Profile

- **Average Loan Amount:** $337,312
- **Average Borrower Income:** $133,118
- **Average Property Value:** $416,219

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 75/100 | 1,823 | +0.539% | $3,662 | Strong 😀 |
| FHA | 82/100 | 1,058 | +0.746% | $4,202 | Exceptional 🤩 |
| VA | 78/100 | 378 | -0.071% | $2,897 | Strong 😀 |
| Jumbo | 50/100 | 37 | +0.336% | $3,754 | Sound ☺️ |
| USDA | 80/100 | 43 | +0.340% | $2,737 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,628 loans, Score: 76/100 (Strong)
- Refinance: 195 loans, Score: 59/100 (Sound)

**FHA:**
- Purchase: 986 loans, Score: 82/100 (Exceptional)
- Refinance: 72 loans, Score: 77/100 (Strong)

**VA:**
- Purchase: 335 loans, Score: 77/100 (Strong)
- Refinance: 43 loans, Score: 78/100 (Strong)

**Jumbo:**
- Purchase: 29 loans, Score: 48/100 (Sound)

**USDA:**
- Purchase: 43 loans, Score: 80/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 78/100 | 3,021 | $1.0B | +0.563% | Strong 😀 |
| Refinance | 62/100 | 318 | $114M | +0.467% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IN | 482 | 0.53% | 76/100 |
| VA | 390 | 0.36% | 77/100 |
| MI | 365 | 0.32% | 72/100 |
| TX | 238 | 0.07% | 63/100 |
| IL | 211 | 0.17% | 67/100 |
| GA | 191 | 0.14% | 65/100 |
| NM | 176 | 0.86% | 74/100 |
| CA | 129 | 0.05% | 56/100 |
| SC | 122 | 0.15% | 65/100 |
| NC | 114 | 0.08% | 58/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 502 | 70/100 |
| Indianapolis | IN | 294 | 78/100 |
| Virginia Beach | VA-NC | 255 | 78/100 |
| Albuquerque, NM | NM | 154 | 75/100 |
| Atlanta | GA | 149 | 67/100 |
| Warren | MI | 148 | 68/100 |
| Chicago | IL | 140 | 65/100 |
| Richmond, VA | VA | 85 | 67/100 |
| Houston | TX | 81 | 58/100 |
| Charleston | SC | 71 | 67/100 |
| Detroit | MI | 59 | 60/100 |
| Traverse City, MI | MI | 55 | 72/100 |
| Norwich | CT | 53 | 74/100 |
| Lafayette | IN | 49 | 64/100 |
| Davenport | IA-IL | 38 | 58/100 |

## Where This Lender Ranks

CALCON MUTUAL MORTGAGE LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in San Juan for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#4** in Traverse City, MI for FHA Loans
  - [View Full Rankings](https://saferate.com/traverse-city-mi/best-mortgage-lenders/fha-loans)
- 🏆 **#4** in Traverse City, MI for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/traverse-city-mi/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#6** in San Juan for Jumbo Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/jumbo-loans)
- 🏆 **#7** in Indianapolis for USDA Loans
  - [View Full Rankings](https://saferate.com/indianapolis/best-mortgage-lenders/usda-loans)
- 🏆 **#7** in Indianapolis for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/indianapolis/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#8** in Traverse City, MI Mortgage Companies
  - [View Full Rankings](https://saferate.com/traverse-city-mi/best-mortgage-lenders/mortgage-companies)
- 🏆 **#9** in Muncie, IN for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/muncie-in/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#10** in Muncie, IN for FHA Loans
  - [View Full Rankings](https://saferate.com/muncie-in/best-mortgage-lenders/fha-loans)
- 🏆 **#11** in Traverse City, MI for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/traverse-city-mi/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#11** in Davenport for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/davenport/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#14** in San Juan for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#14** in Huntington Mortgage Companies
  - [View Full Rankings](https://saferate.com/huntington/best-mortgage-lenders/mortgage-companies)
- 🏆 **#14** in Billings, MT Mortgage Companies
  - [View Full Rankings](https://saferate.com/billings-mt/best-mortgage-lenders/mortgage-companies)
- 🏆 **#14** in Billings, MT for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/billings-mt/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#14** in Helena, MT for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/helena-mt/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#15** in Huntington for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/huntington/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#15** in Huntington for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/huntington/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#16** in Davenport for VA Loans
  - [View Full Rankings](https://saferate.com/davenport/best-mortgage-lenders/va-loans)
- 🏆 **#16** in Evansville, IN Mortgage Companies
  - [View Full Rankings](https://saferate.com/evansville-in/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does CALCON MUTUAL MORTGAGE LLC offer?

CALCON MUTUAL MORTGAGE LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CALCON MUTUAL MORTGAGE LLC offer mortgages?

CALCON MUTUAL MORTGAGE LLC is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are CALCON MUTUAL MORTGAGE LLC's mortgage rates?

CALCON MUTUAL MORTGAGE LLC has a pricing score of 16/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.553% above market average.

### What type of lender is CALCON MUTUAL MORTGAGE LLC?

CALCON MUTUAL MORTGAGE LLC is a non-depository lender that specializes in mortgage origination, headquartered in CAMDEN, DE.

### What is CALCON MUTUAL MORTGAGE LLC's loan approval success rate?

CALCON MUTUAL MORTGAGE LLC has a pull-through score of 57/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/calcon-mutual-mortgage

### How to Cite

> "CALCON MUTUAL MORTGAGE LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/calcon-mutual-mortgage

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