# CALIFORNIA CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/california-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CALIFORNIA CREDIT UNION is a credit union, headquartered in GLENDALE, CA, with 412 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 60% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300I0HE5X0T5OI648
- **Headquarters:** GLENDALE, CA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** CA
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 40/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 412
- **Dollar Volume:** $324 million
- **Applications Received:** 910
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $786,165
- **Average Borrower Income:** $262,711

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 52/100 | 318 | - | - | Sound ☺️ |
| Jumbo | 79/100 | 94 | - | - | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 248 loans, Score: 51/100 (Sound)
- Refinance: 70 loans, Score: 53/100 (Sound)

**Jumbo:**
- Purchase: 75 loans, Score: 79/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 54/100 | 323 | $269M | - | Sound ☺️ |
| Refinance | 55/100 | 89 | $55M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 412 | 0.14% | 75/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Diego | CA | 188 | 79/100 |
| Los Angeles | CA | 119 | 71/100 |
| Riverside | CA | 53 | 61/100 |
| Anaheim | CA | 39 | 61/100 |

## Where This Lender Ranks

CALIFORNIA CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in San Diego for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/san-diego/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🏆 **#4** in San Diego Credit Unions
  - [View Full Rankings](https://saferate.com/san-diego/best-mortgage-lenders/credit-unions)
- 🏆 **#4** in San Diego for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/san-diego/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#4** in Los Angeles Credit Unions
  - [View Full Rankings](https://saferate.com/los-angeles/best-mortgage-lenders/credit-unions)
- 🏆 **#4** in Los Angeles for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/los-angeles/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#4** in Los Angeles for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/los-angeles/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🏆 **#4** in Anaheim for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/anaheim/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🏆 **#5** in Anaheim Credit Unions
  - [View Full Rankings](https://saferate.com/anaheim/best-mortgage-lenders/credit-unions)
- 🏆 **#5** in Anaheim for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/anaheim/best-mortgage-lenders/credit-unions/conventional-loans)

## Frequently Asked Questions

### What loan types does CALIFORNIA CREDIT UNION offer?

CALIFORNIA CREDIT UNION offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CALIFORNIA CREDIT UNION offer mortgages?

CALIFORNIA CREDIT UNION offers mortgages in 1 states: CA.

### What type of lender is CALIFORNIA CREDIT UNION?

CALIFORNIA CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in GLENDALE, CA.

### What is CALIFORNIA CREDIT UNION's loan approval success rate?

CALIFORNIA CREDIT UNION has a pull-through score of 40/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/california-credit-union

### How to Cite

> "CALIFORNIA CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/california-credit-union

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