# CALL FEDERAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/call-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CALL FEDERAL CREDIT UNION is a credit union, headquartered in Richmond, VA, serving borrowers across 3 states, with 21 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 73% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 254900JH47ETFGVNKS92
- **Headquarters:** Richmond, VA
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** FL, NC, VA
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 27/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 21
- **Dollar Volume:** $5 million
- **Applications Received:** 45
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $228,333
- **Average Borrower Income:** $107,667
- **Average Property Value:** $370,714

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 16/100 | 21 | +0.402% | $1,663 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 15/100 | 14 | $4M | +0.237% | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| VA | 19 | 0.02% | 56/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Richmond, VA | VA | 15 | 57/100 |

## Frequently Asked Questions

### What loan types does CALL FEDERAL CREDIT UNION offer?

CALL FEDERAL CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CALL FEDERAL CREDIT UNION offer mortgages?

CALL FEDERAL CREDIT UNION offers mortgages in 3 states: FL, NC, VA.

### What type of lender is CALL FEDERAL CREDIT UNION?

CALL FEDERAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Richmond, VA.

### What is CALL FEDERAL CREDIT UNION's loan approval success rate?

CALL FEDERAL CREDIT UNION has a pull-through score of 27/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/call-federal-credit-union

### How to Cite

> "CALL FEDERAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/call-federal-credit-union

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