# CAMPOS FINANCIAL CORP.

> **Canonical URL:** https://saferate.com/lenders/campos-financial


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CAMPOS FINANCIAL CORP. is a independent mortgage company, headquartered in Los Angeles, CA, with 191 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 75% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 37% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 54930035U7Q80J7HTS79
- **Headquarters:** Los Angeles, CA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** CA
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 96.5%
- **Brokered/Wholesale:** 3.5%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 25/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 63/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.419%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,289
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 191
- **Dollar Volume:** $101 million
- **Applications Received:** 200
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $528,298
- **Average Borrower Income:** $159,037
- **Average Property Value:** $671,806

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 28/100 | 71 | +0.480% | $4,756 | Acceptable 🙂 |
| FHA | 67/100 | 113 | +0.407% | $4,158 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 49 loans, Score: 26/100 (Acceptable)
- Refinance: 22 loans, Score: 34/100 (Acceptable)

**FHA:**
- Purchase: 94 loans, Score: 65/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 42/100 | 148 | $81M | +0.440% | Sound ☺️ |
| Refinance | 42/100 | 43 | $20M | +0.332% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 191 | 0.07% | 69/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Los Angeles | CA | 138 | 76/100 |
| Bakersfield | CA | 30 | 61/100 |
| Riverside | CA | 14 | 46/100 |

## Frequently Asked Questions

### What loan types does CAMPOS FINANCIAL CORP. offer?

CAMPOS FINANCIAL CORP. offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CAMPOS FINANCIAL CORP. offer mortgages?

CAMPOS FINANCIAL CORP. offers mortgages in 1 states: CA.

### How competitive are CAMPOS FINANCIAL CORP.'s mortgage rates?

CAMPOS FINANCIAL CORP. has a pricing score of 25/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.419% above market average.

### What type of lender is CAMPOS FINANCIAL CORP.?

CAMPOS FINANCIAL CORP. is a non-depository lender that specializes in mortgage origination, headquartered in Los Angeles, CA.

### What is CAMPOS FINANCIAL CORP.'s loan approval success rate?

CAMPOS FINANCIAL CORP. has a pull-through score of 63/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/campos-financial

### How to Cite

> "CAMPOS FINANCIAL CORP. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/campos-financial

---

**[View Interactive Profile →](https://saferate.com/lenders/campos-financial)**