# Campus Federal Credit Union

> **Canonical URL:** https://saferate.com/lenders/campus-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Campus Federal Credit Union is a credit union, headquartered in Baton Rouge, LA, with 57 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 26% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 54% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 54930027GUR70U427Y19
- **Headquarters:** Baton Rouge, LA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** LA
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 74/100
- Rating: ●●●●○ (4/5)

### Pull Through: Sound ☺️
- Score: 46/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.486%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,591
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 57
- **Dollar Volume:** $16 million
- **Applications Received:** 71
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $288,860
- **Average Borrower Income:** $268,316
- **Average Property Value:** $365,175

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 32/100 | 54 | -0.486% | $1,591 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 43 loans, Score: 31/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 31/100 | 46 | $15M | -0.634% | Acceptable 🙂 |
| Refinance | 24/100 | 11 | $2M | +0.728% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| LA | 57 | 0.16% | 66/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Baton Rouge, LA | LA | 30 | 62/100 |

## Where This Lender Ranks

Campus Federal Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Baton Rouge, LA Credit Unions
  - [View Full Rankings](https://saferate.com/baton-rouge-la/best-mortgage-lenders/credit-unions)
- 🥉 **#3** in Baton Rouge, LA for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/baton-rouge-la/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#13** in Baton Rouge, LA
  - [View Full Rankings](https://saferate.com/baton-rouge-la/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does Campus Federal Credit Union offer?

Campus Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Campus Federal Credit Union offer mortgages?

Campus Federal Credit Union offers mortgages in 1 states: LA.

### How competitive are Campus Federal Credit Union's mortgage rates?

Campus Federal Credit Union has a pricing score of 74/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.486% below market average.

### What type of lender is Campus Federal Credit Union?

Campus Federal Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Baton Rouge, LA.

### What is Campus Federal Credit Union's loan approval success rate?

Campus Federal Credit Union has a pull-through score of 46/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/campus-federal-credit-union

### How to Cite

> "Campus Federal Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/campus-federal-credit-union

---

**[View Interactive Profile →](https://saferate.com/lenders/campus-federal-credit-union)**