# CAPITAL CENTER, L.L.C.

> **Canonical URL:** https://saferate.com/lenders/capital-center


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CAPITAL CENTER, L.L.C. is a independent mortgage company, headquartered in GLEN ALLEN, VA, serving borrowers across 7 states, with 1,255 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 19% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 35% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 213800KVD76WKI6PN868
- **Headquarters:** GLEN ALLEN, VA
- **Geographic Reach:** Multi-Region
- **States Served:** 7
- **State List:** DC, FL, GA, MD, NC, SC, VA
- **Markets (MSAs):** 12
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 81/100
- Rating: ●●●●● (5/5)

### Pull Through: Strong 😀
- Score: 65/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.120%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $730
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,255
- **Dollar Volume:** $446 million
- **Applications Received:** 2,047
- **Market Share:** 4.00%

## Typical Borrower Profile

- **Average Loan Amount:** $355,088
- **Average Borrower Income:** $150,634
- **Average Property Value:** $493,574

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (70%)
- ⭐ **FHA Gold Superstar** (71%)
- ⭐ **VA Gold Superstar** (71%)
- ⭐ **Purchase Gold Superstar** (64%)
- ⭐ **Refinance Gold Superstar** (78%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 74/100 | 1,046 | +0.152% | $724 | Strong 😀 |
| FHA | 69/100 | 131 | +0.182% | $752 | Strong 😀 |
| VA | 70/100 | 77 | -0.489% | $786 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 629 loans, Score: 69/100 (Strong)
- Refinance: 417 loans, Score: 80/100 (Exceptional)

**FHA:**
- Purchase: 88 loans, Score: 65/100 (Strong)
- Refinance: 43 loans, Score: 75/100 (Strong)

**VA:**
- Purchase: 66 loans, Score: 69/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 69/100 | 784 | $289M | +0.162% | Strong 😀 |
| Refinance | 79/100 | 471 | $157M | +0.049% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| VA | 987 | 0.91% | 91/100 |
| NC | 156 | 0.11% | 64/100 |
| SC | 39 | 0.05% | 53/100 |
| FL | 31 | 0.01% | 43/100 |
| MD | 26 | 0.04% | 47/100 |
| GA | 13 | 0.01% | 38/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Richmond, VA | VA | 653 | 99/100 |
| Virginia Beach | VA-NC | 154 | 74/100 |
| Non |  | 100 | 50/100 |
| Raleigh | NC | 45 | 59/100 |
| Arlington | VA-WV | 42 | 56/100 |
| Charlotte | NC-SC | 37 | 54/100 |
| Charlottesville, VA | VA | 32 | 63/100 |
| Wilmington, NC | NC | 15 | 47/100 |
| Lynchburg, VA | VA | 12 | 44/100 |
| Greenville | SC | 11 | 41/100 |
| Baltimore | MD | 10 | 39/100 |
| Roanoke, VA | VA | 10 | 41/100 |

## Where This Lender Ranks

CAPITAL CENTER, L.L.C. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Virginia
  - [View Full Rankings](https://saferate.com/virginia/best-mortgage-lenders)
- 🥇 **#1** in Virginia Mortgage Companies
  - [View Full Rankings](https://saferate.com/virginia/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Richmond, VA
  - [View Full Rankings](https://saferate.com/richmond-va/best-mortgage-lenders)
- 🥇 **#1** in Richmond, VA Mortgage Companies
  - [View Full Rankings](https://saferate.com/richmond-va/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Virginia Beach Mortgage Companies
  - [View Full Rankings](https://saferate.com/virginia-beach/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Charlottesville, VA
  - [View Full Rankings](https://saferate.com/charlottesville-va/best-mortgage-lenders)
- 🥇 **#1** in Charlottesville, VA Mortgage Companies
  - [View Full Rankings](https://saferate.com/charlottesville-va/best-mortgage-lenders/mortgage-companies)
- 🥈 **#2** in Virginia for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/virginia/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥈 **#2** in Richmond, VA for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/richmond-va/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥈 **#2** in Virginia Beach for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/virginia-beach/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥈 **#2** in Charlottesville, VA for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/charlottesville-va/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥉 **#3** in Virginia Beach
  - [View Full Rankings](https://saferate.com/virginia-beach/best-mortgage-lenders)
- 🏆 **#4** in Richmond, VA for Conventional Loans
  - [View Full Rankings](https://saferate.com/richmond-va/best-mortgage-lenders/conventional-loans)
- 🏆 **#4** in Charlottesville, VA for Conventional Loans
  - [View Full Rankings](https://saferate.com/charlottesville-va/best-mortgage-lenders/conventional-loans)
- 🏆 **#5** in Virginia for Conventional Loans
  - [View Full Rankings](https://saferate.com/virginia/best-mortgage-lenders/conventional-loans)
- 🏆 **#5** in Richmond, VA for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/richmond-va/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#7** in Virginia Beach for Conventional Loans
  - [View Full Rankings](https://saferate.com/virginia-beach/best-mortgage-lenders/conventional-loans)
- 🏆 **#8** in Virginia for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/virginia/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#8** in Richmond, VA for FHA Loans
  - [View Full Rankings](https://saferate.com/richmond-va/best-mortgage-lenders/fha-loans)
- 🏆 **#8** in Richmond, VA for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/richmond-va/best-mortgage-lenders/mortgage-companies/va-loans)

## Frequently Asked Questions

### What loan types does CAPITAL CENTER, L.L.C. offer?

CAPITAL CENTER, L.L.C. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CAPITAL CENTER, L.L.C. offer mortgages?

CAPITAL CENTER, L.L.C. offers mortgages in 7 states: DC, FL, GA, MD, NC, SC, VA.

### How competitive are CAPITAL CENTER, L.L.C.'s mortgage rates?

CAPITAL CENTER, L.L.C. has a pricing score of 81/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.120% above market average.

### What type of lender is CAPITAL CENTER, L.L.C.?

CAPITAL CENTER, L.L.C. is a non-depository lender that specializes in mortgage origination, headquartered in GLEN ALLEN, VA.

### What is CAPITAL CENTER, L.L.C.'s loan approval success rate?

CAPITAL CENTER, L.L.C. has a pull-through score of 65/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/capital-center

### How to Cite

> "CAPITAL CENTER, L.L.C. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/capital-center

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