# CASTLE & COOKE MORTGAGE, LLC

> **Canonical URL:** https://saferate.com/lenders/castle-cooke-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CASTLE & COOKE MORTGAGE, LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 28 states, with 965 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 84% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 49% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300JRDGV1559XM376
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Near-National
- **States Served:** 28
- **State List:** AZ, CA, CO, FL, HI, IA, ID, IL, IN, KS, MN, MO, NC, NE, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI
- **Markets (MSAs):** 12
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 16/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 51/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.453%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,689
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 965
- **Dollar Volume:** $336 million
- **Applications Received:** 1,569
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $347,756
- **Average Borrower Income:** $127,756
- **Average Property Value:** $431,238

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 54/100 | 499 | +0.437% | $4,528 | Sound ☺️ |
| FHA | 75/100 | 332 | +0.620% | $5,110 | Strong 😀 |
| VA | 70/100 | 90 | -0.220% | $4,372 | Strong 😀 |
| USDA | 80/100 | 35 | +0.906% | $2,849 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 418 loans, Score: 54/100 (Sound)
- Refinance: 81 loans, Score: 53/100 (Sound)

**FHA:**
- Purchase: 274 loans, Score: 74/100 (Strong)
- Refinance: 58 loans, Score: 76/100 (Strong)

**VA:**
- Purchase: 81 loans, Score: 69/100 (Strong)

**USDA:**
- Purchase: 35 loans, Score: 80/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 62/100 | 815 | $285M | +0.476% | Strong 😀 |
| Refinance | 61/100 | 150 | $50M | +0.350% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| UT | 168 | 0.37% | 71/100 |
| NV | 160 | 0.40% | 75/100 |
| NE | 138 | 0.65% | 72/100 |
| TN | 81 | 0.09% | 61/100 |
| AZ | 66 | 0.07% | 58/100 |
| CA | 64 | 0.02% | 52/100 |
| CO | 64 | 0.08% | 58/100 |
| ID | 53 | 0.20% | 57/100 |
| IA | 52 | 0.15% | 56/100 |
| TX | 31 | 0.01% | 44/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 195 | 62/100 |
| Las Vegas | NV | 156 | 76/100 |
| Ogden, UT | UT | 78 | 71/100 |
| Nashville | TN | 69 | 64/100 |
| Omaha, NE | NE-IA | 58 | 64/100 |
| Denver | CO | 57 | 59/100 |
| Phoenix | AZ | 56 | 57/100 |
| Salt Lake City | UT | 43 | 59/100 |
| Boise City, ID | ID | 37 | 56/100 |
| Bakersfield | CA | 22 | 52/100 |
| Provo | UT | 21 | 51/100 |
| Urban Honolulu, HI | HI | 10 | 41/100 |

## Where This Lender Ranks

CASTLE & COOKE MORTGAGE, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Nebraska for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#8** in Nebraska for USDA Loans
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/usda-loans)

## Frequently Asked Questions

### What loan types does CASTLE & COOKE MORTGAGE, LLC offer?

CASTLE & COOKE MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CASTLE & COOKE MORTGAGE, LLC offer mortgages?

CASTLE & COOKE MORTGAGE, LLC offers mortgages in 28 states: AZ, CA, CO, FL, HI, IA, ID, IL, IN, KS, MN, MO, NC, NE, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI.

### How competitive are CASTLE & COOKE MORTGAGE, LLC's mortgage rates?

CASTLE & COOKE MORTGAGE, LLC has a pricing score of 16/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.453% above market average.

### What type of lender is CASTLE & COOKE MORTGAGE, LLC?

CASTLE & COOKE MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is CASTLE & COOKE MORTGAGE, LLC's loan approval success rate?

CASTLE & COOKE MORTGAGE, LLC has a pull-through score of 51/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/castle-cooke-mortgage

### How to Cite

> "CASTLE & COOKE MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/castle-cooke-mortgage

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