# Catskill Hudson Bank

> **Canonical URL:** https://saferate.com/lenders/catskill-hudson-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Catskill Hudson Bank is a bank, headquartered in Monticello, NY, with 38 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 5% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 56% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300EFPV2U3PWQEN15
- **Headquarters:** Monticello, NY
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** NY
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 95/100
- Rating: ●●●●● (5/5)

### Pull Through: Sound ☺️
- Score: 44/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.367%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $487
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 38
- **Dollar Volume:** $14 million
- **Applications Received:** 47
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $373,947
- **Average Borrower Income:** $161,921
- **Average Property Value:** $592,895

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 28/100 | 38 | -0.367% | $487 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 35 loans, Score: 29/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 30/100 | 35 | $13M | -0.372% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NY | 38 | 0.03% | 61/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Albany | NY | 33 | 63/100 |

## Where This Lender Ranks

Catskill Hudson Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#7** in Albany Banks
  - [View Full Rankings](https://saferate.com/albany/best-mortgage-lenders/banks)
- 🏆 **#12** in Albany
  - [View Full Rankings](https://saferate.com/albany/best-mortgage-lenders)
- 🏆 **#16** in Albany for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/albany/best-mortgage-lenders/banks/conventional-loans)

## Frequently Asked Questions

### What loan types does Catskill Hudson Bank offer?

Catskill Hudson Bank offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Catskill Hudson Bank offer mortgages?

Catskill Hudson Bank offers mortgages in 1 states: NY.

### How competitive are Catskill Hudson Bank's mortgage rates?

Catskill Hudson Bank has a pricing score of 95/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.367% below market average.

### What type of lender is Catskill Hudson Bank?

Catskill Hudson Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Monticello, NY.

### What is Catskill Hudson Bank's loan approval success rate?

Catskill Hudson Bank has a pull-through score of 44/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/catskill-hudson-bank

### How to Cite

> "Catskill Hudson Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/catskill-hudson-bank

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