# Cazle Mortgage, Inc.

> **Canonical URL:** https://saferate.com/lenders/cazle-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Cazle Mortgage, Inc. is a independent mortgage company, headquartered in BALTIMORE, MD, serving borrowers across 19 states, with 335 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 85% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 26% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900SUZ313OILKVD67
- **Headquarters:** BALTIMORE, MD
- **Geographic Reach:** Multi-Region
- **States Served:** 19
- **State List:** CA, CO, CT, DC, DE, FL, GA, IL, MA, MD, MI, MN, NC, NJ, OH, PA, SC, TX, VA
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 15/100
- Rating: ●○○○○ (1/5)

### Pull Through: Strong 😀
- Score: 74/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.498%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,681
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 335
- **Dollar Volume:** $108 million
- **Applications Received:** 418
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $321,687
- **Average Borrower Income:** $119,925
- **Average Property Value:** $384,134

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 37/100 | 126 | +0.411% | $4,201 | Acceptable 🙂 |
| FHA | 70/100 | 173 | +0.569% | $3,173 | Strong 😀 |
| VA | 64/100 | 36 | +0.499% | $3,885 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 98 loans, Score: 36/100 (Acceptable)
- Refinance: 28 loans, Score: 39/100 (Acceptable)

**FHA:**
- Purchase: 133 loans, Score: 68/100 (Strong)
- Refinance: 40 loans, Score: 73/100 (Strong)

**VA:**
- Purchase: 31 loans, Score: 63/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 50/100 | 262 | $86M | +0.538% | Sound ☺️ |
| Refinance | 50/100 | 73 | $21M | +0.437% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MD | 233 | 0.33% | 77/100 |
| FL | 22 | 0.01% | 44/100 |
| SC | 15 | 0.02% | 44/100 |
| NJ | 10 | 0.01% | 40/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Baltimore | MD | 198 | 80/100 |
| Washington, DC | DC-MD | 24 | 57/100 |
| Non |  | 14 | 25/100 |
| Cape Coral | FL | 12 | 45/100 |

## Where This Lender Ranks

Cazle Mortgage, Inc. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#16** in Baltimore for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/baltimore/best-mortgage-lenders/mortgage-companies/fha-loans)

## Frequently Asked Questions

### What loan types does Cazle Mortgage, Inc. offer?

Cazle Mortgage, Inc. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Cazle Mortgage, Inc. offer mortgages?

Cazle Mortgage, Inc. offers mortgages in 19 states: CA, CO, CT, DC, DE, FL, GA, IL, MA, MD, MI, MN, NC, NJ, OH, PA, SC, TX, VA.

### How competitive are Cazle Mortgage, Inc.'s mortgage rates?

Cazle Mortgage, Inc. has a pricing score of 15/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.498% above market average.

### What type of lender is Cazle Mortgage, Inc.?

Cazle Mortgage, Inc. is a non-depository lender that specializes in mortgage origination, headquartered in BALTIMORE, MD.

### What is Cazle Mortgage, Inc.'s loan approval success rate?

Cazle Mortgage, Inc. has a pull-through score of 74/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/cazle-mortgage

### How to Cite

> "Cazle Mortgage, Inc. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/cazle-mortgage

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