# Center City Mortgage and Investments LLC

> **Canonical URL:** https://saferate.com/lenders/center-city-mortgage-and-investments


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Center City Mortgage and Investments LLC is a independent mortgage company, headquartered in Philadelphia, PA, serving borrowers across 3 states, with 93 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 52% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 75% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300QXJAPKTQHC4S45
- **Headquarters:** Philadelphia, PA
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** FL, NJ, PA
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 48/100
- Rating: ●●●○○ (3/5)

### Pull Through: Acceptable 🙂
- Score: 25/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.232%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,009
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 93
- **Dollar Volume:** $39 million
- **Applications Received:** 166
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $416,290
- **Average Borrower Income:** $212,054
- **Average Property Value:** $530,591

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 34/100 | 89 | +0.242% | $2,016 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 85 loans, Score: 36/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 37/100 | 89 | $37M | +0.231% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 80 | 0.07% | 67/100 |
| NJ | 10 | 0.01% | 43/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Philadelphia, PA | PA | 59 | 73/100 |
| Montgomery County | PA | 17 | 54/100 |

## Frequently Asked Questions

### What loan types does Center City Mortgage and Investments LLC offer?

Center City Mortgage and Investments LLC offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Center City Mortgage and Investments LLC offer mortgages?

Center City Mortgage and Investments LLC offers mortgages in 3 states: FL, NJ, PA.

### How competitive are Center City Mortgage and Investments LLC's mortgage rates?

Center City Mortgage and Investments LLC has a pricing score of 48/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.232% above market average.

### What type of lender is Center City Mortgage and Investments LLC?

Center City Mortgage and Investments LLC is a non-depository lender that specializes in mortgage origination, headquartered in Philadelphia, PA.

### What is Center City Mortgage and Investments LLC's loan approval success rate?

Center City Mortgage and Investments LLC has a pull-through score of 25/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/center-city-mortgage-and-investments

### How to Cite

> "Center City Mortgage and Investments LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/center-city-mortgage-and-investments

---

**[View Interactive Profile →](https://saferate.com/lenders/center-city-mortgage-and-investments)**