# Central Bank

> **Canonical URL:** https://saferate.com/lenders/central-bank-tx


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Central Bank is a bank, headquartered in Houston, TX, with 18 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 56% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 5493005J49KPXDXUC959
- **Headquarters:** Houston, TX
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** TX
- **Markets (MSAs):** 1
- **Primary Channel:** mix
- **Direct Origination:** 56.5%
- **Brokered/Wholesale:** 43.5%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 44/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 18
- **Dollar Volume:** $11 million
- **Applications Received:** 23
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $618,333
- **Average Borrower Income:** $354,111
- **Average Property Value:** $960,556

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 9/100 | 11 | -0.041% | $5,418 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 15/100 | 14 | $10M | -0.010% | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 18 | 0.01% | 51/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Houston | TX | 16 | 55/100 |

## Frequently Asked Questions

### What loan types does Central Bank offer?

Central Bank offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Central Bank offer mortgages?

Central Bank offers mortgages in 1 states: TX.

### What type of lender is Central Bank?

Central Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Houston, TX.

### What is Central Bank's loan approval success rate?

Central Bank has a pull-through score of 44/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/central-bank-tx

### How to Cite

> "Central Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/central-bank-tx

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