# CHAMPIONS FUNDING, LLC

> **Canonical URL:** https://saferate.com/lenders/champions-funding


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CHAMPIONS FUNDING, LLC is a independent mortgage company, headquartered in St. Petersburg, FL, serving borrowers across 26 states, with 348 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 69% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 984500U2F9A83N391A91
- **Headquarters:** St. Petersburg, FL
- **Geographic Reach:** Near-National
- **States Served:** 26
- **State List:** AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, MD, MI, NC, NJ, NV, OH, OK, OR, RI, SC, TN, TX, UT, VA, WA, WI
- **Markets (MSAs):** 7
- **Primary Channel:** wholesale
- **Direct Origination:** 0%
- **Brokered/Wholesale:** 100%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 31/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 348
- **Dollar Volume:** $218 million
- **Applications Received:** 704
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $627,155
- **Average Borrower Income:** $561,707

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 41/100 | 278 | - | - | Sound ☺️ |
| Jumbo | 73/100 | 70 | - | - | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 220 loans, Score: 40/100 (Sound)
- Refinance: 58 loans, Score: 45/100 (Sound)

**Jumbo:**
- Purchase: 43 loans, Score: 72/100 (Strong)
- Refinance: 27 loans, Score: 79/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 42/100 | 263 | $154M | - | Sound ☺️ |
| Refinance | 46/100 | 85 | $64M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 106 | 0.04% | 61/100 |
| FL | 67 | 0.02% | 56/100 |
| TX | 35 | 0.01% | 48/100 |
| NJ | 20 | 0.02% | 48/100 |
| AZ | 19 | 0.02% | 47/100 |
| GA | 12 | 0.01% | 41/100 |
| NC | 10 | 0.01% | 38/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Los Angeles | CA | 28 | 53/100 |
| Houston | TX | 23 | 49/100 |
| Non |  | 21 | 31/100 |
| Phoenix | AZ | 17 | 46/100 |
| Miami | FL | 15 | 47/100 |
| Riverside | CA | 14 | 45/100 |
| Lakewood | NJ | 10 | 41/100 |

## Frequently Asked Questions

### What loan types does CHAMPIONS FUNDING, LLC offer?

CHAMPIONS FUNDING, LLC offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CHAMPIONS FUNDING, LLC offer mortgages?

CHAMPIONS FUNDING, LLC offers mortgages in 26 states: AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, MD, MI, NC, NJ, NV, OH, OK, OR, RI, SC, TN, TX, UT, VA, WA, WI.

### What type of lender is CHAMPIONS FUNDING, LLC?

CHAMPIONS FUNDING, LLC is a non-depository lender that specializes in mortgage origination, headquartered in St. Petersburg, FL.

### What is CHAMPIONS FUNDING, LLC's loan approval success rate?

CHAMPIONS FUNDING, LLC has a pull-through score of 31/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/champions-funding

### How to Cite

> "CHAMPIONS FUNDING, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/champions-funding

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