# Chickasaw Community Bank

> **Canonical URL:** https://saferate.com/lenders/chickasaw-community-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Chickasaw Community Bank is a bank, headquartered in Oklahoma City, OK, serving borrowers across 23 states, with 206 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 31% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 60% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300LIZH7VW4DFJK44
- **Headquarters:** Oklahoma City, OK
- **Geographic Reach:** Multi-Region
- **States Served:** 23
- **State List:** AK, AR, AZ, CA, CO, FL, IA, ID, IL, KS, KY, LA, MA, MO, NC, NE, NM, OK, OR, TN, TX, VA, WA
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 91.5%
- **Brokered/Wholesale:** 8.5%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 69/100
- Rating: ●●●●○ (4/5)

### Pull Through: Acceptable 🙂
- Score: 40/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** -0.006%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,885
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 206
- **Dollar Volume:** $50 million
- **Applications Received:** 483
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $241,019
- **Average Borrower Income:** $107,956
- **Average Property Value:** $281,359

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (64%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 15/100 | 22 | +0.196% | $3,721 | Mediocre 😐 |
| FHA | 69/100 | 165 | -0.073% | $2,829 | Strong 😀 |
| USDA | 72/100 | 15 | +0.732% | $2,347 | Strong 😀 |

### Product Performance by Purpose

**FHA:**
- Purchase: 149 loans, Score: 68/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 44/100 | 180 | $43M | +0.003% | Sound ☺️ |
| Refinance | 36/100 | 26 | $7M | -0.089% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| OK | 154 | 0.37% | 75/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 88 | 57/100 |
| Oklahoma City, OK | OK | 68 | 70/100 |
| Tulsa, OK | OK | 12 | 46/100 |

## Where This Lender Ranks

Chickasaw Community Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#10** in Oklahoma for USDA Loans (Banks)
  - [View Full Rankings](https://saferate.com/oklahoma/best-mortgage-lenders/banks/usda-loans)
- 🏆 **#12** in Oklahoma City, OK for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/oklahoma-city-ok/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#18** in Oklahoma for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/oklahoma/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#20** in Oklahoma City, OK Banks
  - [View Full Rankings](https://saferate.com/oklahoma-city-ok/best-mortgage-lenders/banks)

## Frequently Asked Questions

### What loan types does Chickasaw Community Bank offer?

Chickasaw Community Bank offers the following mortgage loan types: FHA, Conventional, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Chickasaw Community Bank offer mortgages?

Chickasaw Community Bank offers mortgages in 23 states: AK, AR, AZ, CA, CO, FL, IA, ID, IL, KS, KY, LA, MA, MO, NC, NE, NM, OK, OR, TN, TX, VA, WA.

### How competitive are Chickasaw Community Bank's mortgage rates?

Chickasaw Community Bank has a pricing score of 69/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.006% below market average.

### What type of lender is Chickasaw Community Bank?

Chickasaw Community Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Oklahoma City, OK.

### What is Chickasaw Community Bank's loan approval success rate?

Chickasaw Community Bank has a pull-through score of 40/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/chickasaw-community-bank

### How to Cite

> "Chickasaw Community Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/chickasaw-community-bank

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