# CHRISTIAN COMMUNITY CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/christian-community-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CHRISTIAN COMMUNITY CREDIT UNION is a credit union, headquartered in SAN DIMAS, CA, serving borrowers across 15 states, with 26 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 42% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 74% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300CG5TM73650DH84
- **Headquarters:** SAN DIMAS, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 15
- **State List:** AL, AZ, CA, CO, FL, MO, MS, MT, NC, NJ, NV, OH, TN, WI, WV
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 58/100
- Rating: ●●●○○ (3/5)

### Pull Through: Acceptable 🙂
- Score: 26/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.237%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,090
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 26
- **Dollar Volume:** $8 million
- **Applications Received:** 56
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $294,231
- **Average Borrower Income:** $148,808
- **Average Property Value:** $596,538

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 20/100 | 25 | +0.237% | $2,090 | Acceptable 🙂 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 19/100 | 17 | $5M | +0.207% | Mediocre 😐 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 22 | 45/100 |

## Frequently Asked Questions

### What loan types does CHRISTIAN COMMUNITY CREDIT UNION offer?

CHRISTIAN COMMUNITY CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CHRISTIAN COMMUNITY CREDIT UNION offer mortgages?

CHRISTIAN COMMUNITY CREDIT UNION offers mortgages in 15 states: AL, AZ, CA, CO, FL, MO, MS, MT, NC, NJ, NV, OH, TN, WI, WV.

### How competitive are CHRISTIAN COMMUNITY CREDIT UNION's mortgage rates?

CHRISTIAN COMMUNITY CREDIT UNION has a pricing score of 58/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.237% above market average.

### What type of lender is CHRISTIAN COMMUNITY CREDIT UNION?

CHRISTIAN COMMUNITY CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in SAN DIMAS, CA.

### What is CHRISTIAN COMMUNITY CREDIT UNION's loan approval success rate?

CHRISTIAN COMMUNITY CREDIT UNION has a pull-through score of 26/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/christian-community-credit-union

### How to Cite

> "CHRISTIAN COMMUNITY CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/christian-community-credit-union

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