# CHURCHILL MORTGAGE CORPORATION > **Canonical URL:** https://saferate.com/lenders/churchill-mortgage > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible CHURCHILL MORTGAGE CORPORATION is a independent mortgage company, headquartered in NASHVILLE, TN, serving borrowers nationwide, with 5,694 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 82% of lenders for competitive rates - **Approval Rate:** Ranks in the top 35% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 549300BLL6VL7AXWYP56 - **Headquarters:** NASHVILLE, TN - **Geographic Reach:** National - **States Served:** 49 - **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY - **Markets (MSAs):** 50 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 100% - **Brokered/Wholesale:** 0% ## Safe Rate Ratings ### Pricing: Mediocre 😐 - Score: 18/100 - Rating: ●○○○○ (1/5) ### Pull Through: Strong πŸ˜€ - Score: 65/100 - Rating: ●●●●○ (4/5) ### Pricing Details - **Average Rate Spread:** +0.469% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $3,704 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 5,694 - **Dollar Volume:** $1.8 billion - **Applications Received:** 9,049 - **Market Share:** 16.00% ## Typical Borrower Profile - **Average Loan Amount:** $324,807 - **Average Borrower Income:** $123,869 - **Average Property Value:** $422,836 ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 84/100 | 4,252 | +0.464% | $3,562 | Exceptional 🀩 | | FHA | 82/100 | 987 | +0.737% | $4,200 | Exceptional 🀩 | | VA | 80/100 | 376 | -0.122% | $4,384 | Strong πŸ˜€ | | Jumbo | 71/100 | 53 | +0.383% | $2,113 | Strong πŸ˜€ | | USDA | 53/100 | 26 | +0.429% | $2,889 | Sound ☺️ | ### Product Performance by Purpose **Conventional:** - Purchase: 3,730 loans, Score: 85/100 (Exceptional) - Refinance: 522 loans, Score: 73/100 (Strong) **FHA:** - Purchase: 874 loans, Score: 82/100 (Exceptional) - Refinance: 113 loans, Score: 77/100 (Strong) **VA:** - Purchase: 342 loans, Score: 78/100 (Strong) - Refinance: 34 loans, Score: 51/100 (Sound) **Jumbo:** - Purchase: 42 loans, Score: 72/100 (Strong) **USDA:** - Purchase: 26 loans, Score: 53/100 (Sound) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 85/100 | 5,014 | $1.6B | +0.480% | Exceptional 🀩 | | Refinance | 75/100 | 680 | $202M | +0.393% | Strong πŸ˜€ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | TN | 652 | 0.72% | 81/100 | | TX | 540 | 0.15% | 71/100 | | MI | 526 | 0.46% | 75/100 | | NE | 325 | 1.52% | 79/100 | | WA | 282 | 0.33% | 72/100 | | CA | 270 | 0.09% | 62/100 | | IN | 268 | 0.29% | 68/100 | | MD | 253 | 0.36% | 70/100 | | OH | 233 | 0.17% | 65/100 | | OR | 231 | 0.54% | 72/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Non | | 890 | 75/100 | | Nashville | TN | 449 | 84/100 | | Grand Rapids | MI | 308 | 75/100 | | Omaha, NE | NE-IA | 270 | 81/100 | | Dallas | TX | 145 | 65/100 | | Baltimore | MD | 111 | 65/100 | | Boise City, ID | ID | 109 | 66/100 | | Cincinnati, OH | | 109 | 67/100 | | Elkhart | IN | 106 | 81/100 | | Riverside | CA | 91 | 60/100 | | Kennewick | WA | 78 | 73/100 | | Fort Worth | TX | 71 | 61/100 | | Missoula, MT | MT | 60 | 83/100 | | Waco, TX | TX | 59 | 72/100 | | Bend, OR | OR | 54 | 72/100 | ## Where This Lender Ranks CHURCHILL MORTGAGE CORPORATION appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ† **#4** in Missoula, MT for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/missoula-mt/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#4** in Grand Island, NE for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/grand-island-ne/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#4** in Grand Island, NE for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/grand-island-ne/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#5** in Missoula, MT for FHA Loans - [View Full Rankings](https://saferate.com/missoula-mt/best-mortgage-lenders/fha-loans) - πŸ† **#5** in Helena, MT for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/helena-mt/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#6** in Helena, MT for FHA Loans - [View Full Rankings](https://saferate.com/helena-mt/best-mortgage-lenders/fha-loans) - πŸ† **#7** in Helena, MT Mortgage Companies - [View Full Rankings](https://saferate.com/helena-mt/best-mortgage-lenders/mortgage-companies) - πŸ† **#8** in Missoula, MT Mortgage Companies - [View Full Rankings](https://saferate.com/missoula-mt/best-mortgage-lenders/mortgage-companies) - πŸ† **#8** in Missoula, MT for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/missoula-mt/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#8** in Helena, MT for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/helena-mt/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#8** in Walla Walla, WA for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/walla-walla-wa/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#8** in Grand Island, NE for FHA Loans - [View Full Rankings](https://saferate.com/grand-island-ne/best-mortgage-lenders/fha-loans) - πŸ† **#8** in Owensboro, KY for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/owensboro-ky/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#9** in Elkhart Mortgage Companies - [View Full Rankings](https://saferate.com/elkhart/best-mortgage-lenders/mortgage-companies) - πŸ† **#11** in Nashville for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/nashville/best-mortgage-lenders/mortgage-companies/jumbo-loans) - πŸ† **#11** in Elkhart for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/elkhart/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#11** in Elkhart for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/elkhart/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#11** in Helena, MT - [View Full Rankings](https://saferate.com/helena-mt/best-mortgage-lenders) - πŸ† **#11** in Helena, MT for VA Loans - [View Full Rankings](https://saferate.com/helena-mt/best-mortgage-lenders/va-loans) - πŸ† **#12** in Kennewick for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/kennewick/best-mortgage-lenders/mortgage-companies/va-loans) ## Frequently Asked Questions ### What loan types does CHURCHILL MORTGAGE CORPORATION offer? CHURCHILL MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does CHURCHILL MORTGAGE CORPORATION offer mortgages? CHURCHILL MORTGAGE CORPORATION is a national lender offering mortgages in all 50 states plus Washington D.C. ### How competitive are CHURCHILL MORTGAGE CORPORATION's mortgage rates? CHURCHILL MORTGAGE CORPORATION has a pricing score of 18/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.469% above market average. ### What type of lender is CHURCHILL MORTGAGE CORPORATION? CHURCHILL MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in NASHVILLE, TN. ### What is CHURCHILL MORTGAGE CORPORATION's loan approval success rate? CHURCHILL MORTGAGE CORPORATION has a pull-through score of 65/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/churchill-mortgage ### How to Cite > "CHURCHILL MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/churchill-mortgage --- **[View Interactive Profile β†’](https://saferate.com/lenders/churchill-mortgage)**