# CityWorth Mortgage LLC

> **Canonical URL:** https://saferate.com/lenders/cityworth-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CityWorth Mortgage LLC is a independent mortgage company, headquartered in FAIRFAX, VA, serving borrowers across 9 states, with 97 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 84% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 67% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300FCPKXI75DX5M03
- **Headquarters:** FAIRFAX, VA
- **Geographic Reach:** Multi-Region
- **States Served:** 9
- **State List:** FL, GA, MD, NC, PA, SC, TN, TX, VA
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 16/100
- Rating: ●○○○○ (1/5)

### Pull Through: Acceptable 🙂
- Score: 33/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.215%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $5,359
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 97
- **Dollar Volume:** $35 million
- **Applications Received:** 159
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $358,814
- **Average Borrower Income:** $111,536
- **Average Property Value:** $385,928

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 13/100 | 20 | +0.238% | $5,202 | Mediocre 😐 |
| FHA | 40/100 | 34 | +0.588% | $6,373 | Sound ☺️ |
| VA | 62/100 | 40 | -0.097% | $4,727 | Strong 😀 |

### Product Performance by Purpose

**FHA:**
- Purchase: 31 loans, Score: 40/100 (Acceptable)

**VA:**
- Purchase: 35 loans, Score: 63/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 29/100 | 87 | $32M | +0.267% | Acceptable 🙂 |
| Refinance | 20/100 | 10 | $3M | -0.130% | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| GA | 23 | 0.02% | 52/100 |
| VA | 22 | 0.02% | 52/100 |
| NC | 19 | 0.01% | 48/100 |
| FL | 17 | 0.01% | 45/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 15 | 32/100 |
| Arlington | VA-WV | 12 | 47/100 |

## Frequently Asked Questions

### What loan types does CityWorth Mortgage LLC offer?

CityWorth Mortgage LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CityWorth Mortgage LLC offer mortgages?

CityWorth Mortgage LLC offers mortgages in 9 states: FL, GA, MD, NC, PA, SC, TN, TX, VA.

### How competitive are CityWorth Mortgage LLC's mortgage rates?

CityWorth Mortgage LLC has a pricing score of 16/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.215% above market average.

### What type of lender is CityWorth Mortgage LLC?

CityWorth Mortgage LLC is a non-depository lender that specializes in mortgage origination, headquartered in FAIRFAX, VA.

### What is CityWorth Mortgage LLC's loan approval success rate?

CityWorth Mortgage LLC has a pull-through score of 33/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/cityworth-mortgage

### How to Cite

> "CityWorth Mortgage LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/cityworth-mortgage

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