# CLARK COUNTY CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/clark-county-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CLARK COUNTY CREDIT UNION is a credit union, headquartered in LAS VEGAS, NV, with 116 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 32% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 49% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 5493002HQBP2ODIIFH94
- **Headquarters:** LAS VEGAS, NV
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** NV
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 68/100
- Rating: ●●●●○ (4/5)

### Pull Through: Sound ☺️
- Score: 51/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.037%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,754
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 116
- **Dollar Volume:** $38 million
- **Applications Received:** 194
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $329,397
- **Average Borrower Income:** $107,276
- **Average Property Value:** $451,638

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 34/100 | 85 | +0.019% | $2,387 | Acceptable 🙂 |
| FHA | 56/100 | 29 | +0.156% | $3,651 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 52 loans, Score: 30/100 (Acceptable)
- Refinance: 33 loans, Score: 47/100 (Sound)

**FHA:**
- Purchase: 25 loans, Score: 55/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 35/100 | 79 | $28M | +0.015% | Acceptable 🙂 |
| Refinance | 46/100 | 37 | $10M | +0.078% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NV | 116 | 0.29% | 77/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Las Vegas | NV | 114 | 79/100 |

## Where This Lender Ranks

CLARK COUNTY CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥈 **#2** in Las Vegas for FHA Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/las-vegas/best-mortgage-lenders/credit-unions/fha-loans)
- 🥉 **#3** in Las Vegas Credit Unions
  - [View Full Rankings](https://saferate.com/las-vegas/best-mortgage-lenders/credit-unions)
- 🏆 **#4** in Nevada Credit Unions
  - [View Full Rankings](https://saferate.com/nevada/best-mortgage-lenders/credit-unions)
- 🏆 **#4** in Nevada for FHA Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/nevada/best-mortgage-lenders/credit-unions/fha-loans)
- 🏆 **#5** in Las Vegas for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/las-vegas/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#6** in Nevada for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/nevada/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#19** in Las Vegas
  - [View Full Rankings](https://saferate.com/las-vegas/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does CLARK COUNTY CREDIT UNION offer?

CLARK COUNTY CREDIT UNION offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CLARK COUNTY CREDIT UNION offer mortgages?

CLARK COUNTY CREDIT UNION offers mortgages in 1 states: NV.

### How competitive are CLARK COUNTY CREDIT UNION's mortgage rates?

CLARK COUNTY CREDIT UNION has a pricing score of 68/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.037% above market average.

### What type of lender is CLARK COUNTY CREDIT UNION?

CLARK COUNTY CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in LAS VEGAS, NV.

### What is CLARK COUNTY CREDIT UNION's loan approval success rate?

CLARK COUNTY CREDIT UNION has a pull-through score of 51/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/clark-county-credit-union

### How to Cite

> "CLARK COUNTY CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/clark-county-credit-union

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