# CLEAREDGE LENDING LLC

> **Canonical URL:** https://saferate.com/lenders/clearedge-lending


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CLEAREDGE LENDING LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 36 states, with 1,270 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 92% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 52% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300HRLROF7PLJ6735
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Near-National
- **States Served:** 36
- **State List:** AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, IN, KS, KY, LA, MD, MI, MN, MS, NC, NH, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI
- **Markets (MSAs):** 31
- **Primary Channel:** wholesale
- **Direct Origination:** 0%
- **Brokered/Wholesale:** 100%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 8/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 48/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +1.037%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,303
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,270
- **Dollar Volume:** $932 million
- **Applications Received:** 2,028
- **Market Share:** 4.00%

## Typical Borrower Profile

- **Average Loan Amount:** $733,953
- **Average Borrower Income:** $592,227
- **Average Property Value:** $1,044,488

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 57/100 | 944 | +1.030% | $4,546 | Sound ☺️ |
| Jumbo | 85/100 | 326 | +1.070% | $3,142 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 751 loans, Score: 57/100 (Sound)
- Refinance: 193 loans, Score: 61/100 (Strong)

**Jumbo:**
- Purchase: 233 loans, Score: 85/100 (Exceptional)
- Refinance: 93 loans, Score: 86/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 62/100 | 984 | $693M | +1.034% | Strong 😀 |
| Refinance | 63/100 | 286 | $239M | +1.051% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 435 | 0.15% | 72/100 |
| FL | 377 | 0.13% | 71/100 |
| TX | 87 | 0.02% | 55/100 |
| GA | 76 | 0.06% | 58/100 |
| NV | 37 | 0.09% | 54/100 |
| WA | 32 | 0.04% | 50/100 |
| NC | 26 | 0.02% | 45/100 |
| MN | 23 | 0.04% | 46/100 |
| AZ | 22 | 0.02% | 45/100 |
| PA | 15 | 0.01% | 40/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Los Angeles | CA | 169 | 72/100 |
| Anaheim | CA | 76 | 67/100 |
| Fort Lauderdale | FL | 66 | 63/100 |
| Miami | FL | 64 | 62/100 |
| West Palm Beach | FL | 54 | 63/100 |
| Non |  | 50 | 39/100 |
| Atlanta | GA | 45 | 55/100 |
| San Diego | CA | 43 | 56/100 |
| Orlando | FL | 34 | 53/100 |
| Riverside | CA | 34 | 52/100 |
| Las Vegas | NV | 31 | 53/100 |
| Dallas | TX | 25 | 47/100 |
| Oakland | CA | 24 | 51/100 |
| St. Petersburg | FL | 22 | 51/100 |
| Minneapolis | MN-WI | 20 | 46/100 |

## Where This Lender Ranks

CLEAREDGE LENDING LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#7** in St. Petersburg for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/st-petersburg/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#10** in Santa Maria for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/santa-maria/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#16** in West Palm Beach for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/west-palm-beach/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#18** in Miami for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/miami/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#19** in Santa Maria for Jumbo Loans
  - [View Full Rankings](https://saferate.com/santa-maria/best-mortgage-lenders/jumbo-loans)

## Frequently Asked Questions

### What loan types does CLEAREDGE LENDING LLC offer?

CLEAREDGE LENDING LLC offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CLEAREDGE LENDING LLC offer mortgages?

CLEAREDGE LENDING LLC offers mortgages in 36 states: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, IN, KS, KY, LA, MD, MI, MN, MS, NC, NH, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI.

### How competitive are CLEAREDGE LENDING LLC's mortgage rates?

CLEAREDGE LENDING LLC has a pricing score of 8/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 1.037% above market average.

### What type of lender is CLEAREDGE LENDING LLC?

CLEAREDGE LENDING LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is CLEAREDGE LENDING LLC's loan approval success rate?

CLEAREDGE LENDING LLC has a pull-through score of 48/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/clearedge-lending

### How to Cite

> "CLEAREDGE LENDING LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/clearedge-lending

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