# Click n' Close, Inc. > **Canonical URL:** https://saferate.com/lenders/click-n-close > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible Click n' Close, Inc. is a independent mortgage company, headquartered in ROCKY RIVER, OH, serving borrowers nationwide, with 6,813 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 99% of lenders for competitive rates - **Approval Rate:** Ranks in the top 41% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 54930049L5WINET09Q97 - **Headquarters:** ROCKY RIVER, OH - **Geographic Reach:** National - **States Served:** 48 - **State List:** AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY - **Markets (MSAs):** 50 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 83.2% - **Brokered/Wholesale:** 16.8% ## Safe Rate Ratings ### Pricing: Mediocre 😐 - Score: 1/100 - Rating: ●○○○○ (1/5) ### Pull Through: Sound ☺️ - Score: 59/100 - Rating: ●●●○○ (3/5) ### Pricing Details - **Average Rate Spread:** +1.753% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $6,444 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 6,813 - **Dollar Volume:** $2.0 billion - **Applications Received:** 12,189 - **Market Share:** 19.00% ## Typical Borrower Profile - **Average Loan Amount:** $297,387 - **Average Borrower Income:** $124,868 - **Average Property Value:** $349,914 ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 78/100 | 2,136 | +1.792% | $6,369 | Strong πŸ˜€ | | FHA | 90/100 | 3,812 | +1.754% | $6,592 | Exceptional 🀩 | | VA | 80/100 | 404 | - | - | Strong πŸ˜€ | | Jumbo | 45/100 | 17 | - | - | Sound ☺️ | | USDA | 95/100 | 444 | +1.628% | $2,969 | Exceptional 🀩 | ### Product Performance by Purpose **Conventional:** - Purchase: 1,743 loans, Score: 77/100 (Strong) - Refinance: 393 loans, Score: 76/100 (Strong) **FHA:** - Purchase: 3,632 loans, Score: 90/100 (Exceptional) - Refinance: 180 loans, Score: 80/100 (Strong) **VA:** - Purchase: 378 loans, Score: 80/100 (Strong) - Refinance: 26 loans, Score: 50/100 (Sound) **USDA:** - Purchase: 444 loans, Score: 95/100 (Exceptional) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 84/100 | 6,206 | $1.8B | +1.752% | Exceptional 🀩 | | Refinance | 77/100 | 607 | $186M | +1.807% | Strong πŸ˜€ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | TX | 1,284 | 0.37% | 80/100 | | FL | 749 | 0.26% | 73/100 | | OH | 534 | 0.40% | 74/100 | | AR | 429 | 1.33% | 78/100 | | AZ | 410 | 0.41% | 73/100 | | MO | 359 | 0.48% | 71/100 | | NC | 273 | 0.18% | 65/100 | | NM | 262 | 1.28% | 77/100 | | LA | 235 | 0.68% | 70/100 | | TN | 211 | 0.23% | 67/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Non | | 1,397 | 79/100 | | Houston | TX | 697 | 82/100 | | Phoenix | AZ | 360 | 73/100 | | Tampa, FL | FL | 291 | 76/100 | | Kansas City, MO | MO-KS | 237 | 71/100 | | Toledo, OH | OH | 223 | 86/100 | | Charlotte | NC-SC | 155 | 69/100 | | Dallas | TX | 140 | 64/100 | | Atlanta | GA | 92 | 59/100 | | Albuquerque, NM | NM | 90 | 66/100 | | Chicago | IL | 83 | 57/100 | | Corpus Christi, TX | TX | 83 | 70/100 | | Fort Worth | TX | 82 | 62/100 | | St. Petersburg | FL | 81 | 67/100 | | Cleveland, OH | OH | 66 | 59/100 | ## Where This Lender Ranks Click n' Close, Inc. appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ₯‰ **#3** in Jackson, TN for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/jackson-tn/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#4** in Greensboro for USDA Loans - [View Full Rankings](https://saferate.com/greensboro/best-mortgage-lenders/usda-loans) - πŸ† **#4** in Greensboro for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/greensboro/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#4** in Jackson, TN for USDA Loans - [View Full Rankings](https://saferate.com/jackson-tn/best-mortgage-lenders/usda-loans) - πŸ† **#4** in Chattanooga, TN for USDA Loans - [View Full Rankings](https://saferate.com/chattanooga-tn/best-mortgage-lenders/usda-loans) - πŸ† **#4** in Chattanooga, TN for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/chattanooga-tn/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#5** in Hammond, LA for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/hammond-la/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#5** in Wheeling, WV for USDA Loans - [View Full Rankings](https://saferate.com/wheeling-wv/best-mortgage-lenders/usda-loans) - πŸ† **#5** in Wheeling, WV for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/wheeling-wv/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#5** in Slidell for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#6** in Hammond, LA for USDA Loans - [View Full Rankings](https://saferate.com/hammond-la/best-mortgage-lenders/usda-loans) - πŸ† **#6** in Slidell for USDA Loans - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders/usda-loans) - πŸ† **#7** in Springfield, MO for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/springfield-mo/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#7** in Jackson, TN Mortgage Companies - [View Full Rankings](https://saferate.com/jackson-tn/best-mortgage-lenders/mortgage-companies) - πŸ† **#8** in Hammond, LA for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/hammond-la/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#8** in Tulsa, OK for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/tulsa-ok/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#8** in Wheeling, WV Mortgage Companies - [View Full Rankings](https://saferate.com/wheeling-wv/best-mortgage-lenders/mortgage-companies) - πŸ† **#8** in Wheeling, WV for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/wheeling-wv/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#10** in Hammond, LA Mortgage Companies - [View Full Rankings](https://saferate.com/hammond-la/best-mortgage-lenders/mortgage-companies) - πŸ† **#10** in Springfield, MO for USDA Loans - [View Full Rankings](https://saferate.com/springfield-mo/best-mortgage-lenders/usda-loans) ## Frequently Asked Questions ### What loan types does Click n' Close, Inc. offer? Click n' Close, Inc. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does Click n' Close, Inc. offer mortgages? Click n' Close, Inc. is a national lender offering mortgages in all 50 states plus Washington D.C. ### How competitive are Click n' Close, Inc.'s mortgage rates? Click n' Close, Inc. has a pricing score of 1/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 1.753% above market average. ### What type of lender is Click n' Close, Inc.? Click n' Close, Inc. is a non-depository lender that specializes in mortgage origination, headquartered in ROCKY RIVER, OH. ### What is Click n' Close, Inc.'s loan approval success rate? Click n' Close, Inc. has a pull-through score of 59/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/click-n-close ### How to Cite > "Click n' Close, Inc. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/click-n-close --- **[View Interactive Profile β†’](https://saferate.com/lenders/click-n-close)**