# CLM MORTGAGE, INC. > **Canonical URL:** https://saferate.com/lenders/clm-mortgage > **📋 Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible CLM MORTGAGE, INC. is a independent mortgage company, headquartered in THE WOODLANDS, TX, serving borrowers across 8 states, with 2,525 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 68% of lenders for competitive rates - **Approval Rate:** Ranks in the top 25% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 549300KOAKQX3BEWWT56 - **Headquarters:** THE WOODLANDS, TX - **Geographic Reach:** Multi-Region - **States Served:** 8 - **State List:** AZ, CA, ID, NV, OR, TX, UT, WA - **Markets (MSAs):** 18 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 100% - **Brokered/Wholesale:** 0% ## Safe Rate Ratings ### Pricing: Acceptable 🙂 - Score: 32/100 - Rating: ●●○○○ (2/5) ### Pull Through: Strong 😀 - Score: 75/100 - Rating: ●●●●○ (4/5) ### Pricing Details - **Average Rate Spread:** +0.171% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $4,062 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 2,525 - **Dollar Volume:** $1.1 billion - **Applications Received:** 3,078 - **Market Share:** 7.00% ## Typical Borrower Profile - **Average Loan Amount:** $422,818 - **Average Borrower Income:** $152,779 - **Average Property Value:** $508,521 ## Safe Rate Awards 🏆 - 💎 **VA Diamond Champion** (84%) - ⭐ **FHA Gold Superstar** (70%) ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 67/100 | 1,475 | +0.209% | $4,219 | Strong 😀 | | FHA | 78/100 | 681 | +0.231% | $4,430 | Strong 😀 | | VA | 79/100 | 360 | -0.505% | $984 | Strong 😀 | ### Product Performance by Purpose **Conventional:** - Purchase: 1,474 loans, Score: 70/100 (Strong) **FHA:** - Purchase: 681 loans, Score: 78/100 (Strong) **VA:** - Purchase: 359 loans, Score: 79/100 (Strong) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 74/100 | 2,523 | $1.1B | +0.172% | Strong 😀 | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | TX | 1,554 | 0.44% | 85/100 | | UT | 308 | 0.68% | 75/100 | | CA | 239 | 0.08% | 63/100 | | ID | 141 | 0.53% | 66/100 | | AZ | 117 | 0.12% | 62/100 | | NV | 78 | 0.19% | 62/100 | | OR | 62 | 0.15% | 58/100 | | WA | 26 | 0.03% | 47/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Houston | TX | 733 | 85/100 | | Austin | TX | 298 | 83/100 | | San Antonio | TX | 249 | 74/100 | | Dallas | TX | 214 | 72/100 | | Boise City, ID | ID | 141 | 71/100 | | Ogden, UT | UT | 128 | 76/100 | | Provo | UT | 111 | 71/100 | | Phoenix | AZ | 99 | 61/100 | | Portland | OR-WA | 82 | 63/100 | | Sacramento | CA | 80 | 62/100 | | Las Vegas | NV | 78 | 64/100 | | Salt Lake City | UT | 68 | 63/100 | | Riverside | CA | 57 | 56/100 | | Fresno, CA | CA | 56 | 63/100 | | Fort Worth | TX | 47 | 57/100 | ## Where This Lender Ranks CLM MORTGAGE, INC. appears in the following market rankings: ### Best Overall Mortgage Lenders - 🥈 **#2** in Houston for VA Loans - [View Full Rankings](https://saferate.com/houston/best-mortgage-lenders/va-loans) - 🥈 **#2** in Houston for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/houston/best-mortgage-lenders/mortgage-companies/va-loans) - 🥈 **#2** in Boise City, ID for VA Loans - [View Full Rankings](https://saferate.com/boise-city-id/best-mortgage-lenders/va-loans) - 🥈 **#2** in Boise City, ID for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/boise-city-id/best-mortgage-lenders/mortgage-companies/va-loans) - 🥈 **#2** in Portland for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/portland/best-mortgage-lenders/mortgage-companies/va-loans) - 🥉 **#3** in Texas for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/texas/best-mortgage-lenders/mortgage-companies/va-loans) - 🥉 **#3** in Idaho for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/idaho/best-mortgage-lenders/mortgage-companies/va-loans) - 🥉 **#3** in Fresno, CA for VA Loans - [View Full Rankings](https://saferate.com/fresno-ca/best-mortgage-lenders/va-loans) - 🥉 **#3** in Fresno, CA for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/fresno-ca/best-mortgage-lenders/mortgage-companies/va-loans) - 🥉 **#3** in Hanford for VA Loans - [View Full Rankings](https://saferate.com/hanford/best-mortgage-lenders/va-loans) - 🥉 **#3** in Hanford for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/hanford/best-mortgage-lenders/mortgage-companies/va-loans) - 🏆 **#4** in Utah for VA Loans - [View Full Rankings](https://saferate.com/utah/best-mortgage-lenders/va-loans) - 🏆 **#4** in Utah for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/utah/best-mortgage-lenders/mortgage-companies/va-loans) - 🏆 **#4** in Austin for VA Loans - [View Full Rankings](https://saferate.com/austin/best-mortgage-lenders/va-loans) - 🏆 **#4** in Austin for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/austin/best-mortgage-lenders/mortgage-companies/va-loans) - 🏆 **#4** in Idaho for VA Loans - [View Full Rankings](https://saferate.com/idaho/best-mortgage-lenders/va-loans) - 🏆 **#4** in Ogden, UT for VA Loans - [View Full Rankings](https://saferate.com/ogden-ut/best-mortgage-lenders/va-loans) - 🏆 **#4** in Ogden, UT for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/ogden-ut/best-mortgage-lenders/mortgage-companies/va-loans) - 🏆 **#5** in Texas for VA Loans - [View Full Rankings](https://saferate.com/texas/best-mortgage-lenders/va-loans) - 🏆 **#5** in Boise City, ID for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/boise-city-id/best-mortgage-lenders/mortgage-companies/fha-loans) ## Frequently Asked Questions ### What loan types does CLM MORTGAGE, INC. offer? CLM MORTGAGE, INC. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does CLM MORTGAGE, INC. offer mortgages? CLM MORTGAGE, INC. offers mortgages in 8 states: AZ, CA, ID, NV, OR, TX, UT, WA. ### How competitive are CLM MORTGAGE, INC.'s mortgage rates? CLM MORTGAGE, INC. has a pricing score of 32/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.171% above market average. ### What type of lender is CLM MORTGAGE, INC.? CLM MORTGAGE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in THE WOODLANDS, TX. ### What is CLM MORTGAGE, INC.'s loan approval success rate? CLM MORTGAGE, INC. has a pull-through score of 75/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/clm-mortgage ### How to Cite > "CLM MORTGAGE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/clm-mortgage --- **[View Interactive Profile →](https://saferate.com/lenders/clm-mortgage)**