# CMG MORTGAGE, INC.

> **Canonical URL:** https://saferate.com/lenders/cmg-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CMG MORTGAGE, INC. is a independent mortgage company, headquartered in SACRAMENTO, CA, serving borrowers nationwide, with 46,733 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 67% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 19% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300GKFNPRWNS0GF29
- **Headquarters:** SACRAMENTO, CA
- **Geographic Reach:** National
- **States Served:** 51
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- **Markets (MSAs):** 50
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 89.5%
- **Brokered/Wholesale:** 10.5%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 33/100
- Rating: ●●○○○ (2/5)

### Pull Through: Exceptional 🤩
- Score: 81/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.289%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,940
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 46,733
- **Dollar Volume:** $19.0 billion
- **Applications Received:** 65,454
- **Market Share:** 131.00%

## Typical Borrower Profile

- **Average Loan Amount:** $405,645
- **Average Borrower Income:** $156,792
- **Average Property Value:** $512,472

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (62%)
- ⭐ **FHA Gold Superstar** (62%)
- ⭐ **VA Gold Superstar** (76%)
- ⭐ **Jumbo Gold Superstar** (70%)
- ⭐ **USDA Gold Superstar** (70%)
- ⭐ **Purchase Gold Superstar** (62%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 94/100 | 29,344 | +0.324% | $2,841 | Exceptional 🤩 |
| FHA | 94/100 | 10,575 | +0.561% | $3,642 | Exceptional 🤩 |
| VA | 93/100 | 5,612 | -0.413% | $2,447 | Exceptional 🤩 |
| Jumbo | 91/100 | 803 | +0.371% | $2,452 | Exceptional 🤩 |
| USDA | 95/100 | 399 | +0.085% | $2,571 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 25,922 loans, Score: 95/100 (Exceptional)
- Refinance: 3,422 loans, Score: 87/100 (Exceptional)

**FHA:**
- Purchase: 10,036 loans, Score: 95/100 (Exceptional)
- Refinance: 539 loans, Score: 85/100 (Exceptional)

**VA:**
- Purchase: 5,385 loans, Score: 93/100 (Exceptional)
- Refinance: 227 loans, Score: 84/100 (Exceptional)

**Jumbo:**
- Purchase: 700 loans, Score: 91/100 (Exceptional)
- Refinance: 103 loans, Score: 86/100 (Exceptional)

**USDA:**
- Purchase: 399 loans, Score: 95/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 95/100 | 42,442 | $17.2B | +0.281% | Exceptional 🤩 |
| Refinance | 87/100 | 4,291 | $1.7B | +0.348% | Exceptional 🤩 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 7,909 | 2.26% | 93/100 |
| WA | 3,718 | 4.37% | 97/100 |
| TN | 3,095 | 3.40% | 92/100 |
| FL | 2,971 | 1.01% | 81/100 |
| CA | 2,821 | 0.99% | 80/100 |
| PA | 2,047 | 1.69% | 86/100 |
| NH | 1,819 | 11.71% | 100/100 |
| VA | 1,677 | 1.55% | 87/100 |
| NJ | 1,443 | 1.68% | 86/100 |
| MA | 1,381 | 2.29% | 84/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 4,885 | 86/100 |
| Houston | TX | 2,010 | 89/100 |
| Nashville | TN | 1,585 | 95/100 |
| Austin | TX | 1,568 | 97/100 |
| Dallas | TX | 1,267 | 85/100 |
| Arlington | VA-WV | 949 | 86/100 |
| Portland | OR-WA | 886 | 85/100 |
| Seattle | WA | 849 | 88/100 |
| Phoenix | AZ | 724 | 76/100 |
| Rockingham County | NH | 645 | 100/100 |
| Portland | ME | 642 | 96/100 |
| Providence | RI-MA | 539 | 88/100 |
| Tampa, FL | FL | 524 | 79/100 |
| Montgomery County | PA | 513 | 87/100 |
| Denver | CO | 512 | 75/100 |

## Where This Lender Ranks

CMG MORTGAGE, INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Portland for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/portland/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Auburn for USDA Loans
  - [View Full Rankings](https://saferate.com/auburn/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Auburn for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/auburn/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Burlington for VA Loans
  - [View Full Rankings](https://saferate.com/burlington/best-mortgage-lenders/va-loans)
- 🥇 **#1** in Burlington for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/burlington/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥇 **#1** in Bloomington, IN for VA Loans
  - [View Full Rankings](https://saferate.com/bloomington-in/best-mortgage-lenders/va-loans)
- 🥇 **#1** in Bloomington, IN for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/bloomington-in/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥇 **#1** in Morristown, TN for USDA Loans
  - [View Full Rankings](https://saferate.com/morristown-tn/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Morristown, TN for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/morristown-tn/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥇 **#1** in Walla Walla, WA for VA Loans
  - [View Full Rankings](https://saferate.com/walla-walla-wa/best-mortgage-lenders/va-loans)
- 🥇 **#1** in Walla Walla, WA for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/walla-walla-wa/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥈 **#2** in New Hampshire for VA Loans
  - [View Full Rankings](https://saferate.com/new-hampshire/best-mortgage-lenders/va-loans)
- 🥈 **#2** in New Hampshire for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-hampshire/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥈 **#2** in New Hampshire for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-hampshire/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🥈 **#2** in Austin for USDA Loans
  - [View Full Rankings](https://saferate.com/austin/best-mortgage-lenders/usda-loans)
- 🥈 **#2** in Austin for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/austin/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥈 **#2** in Maine for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/maine/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥈 **#2** in Oregon for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/oregon/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥈 **#2** in Rockingham County for VA Loans
  - [View Full Rankings](https://saferate.com/rockingham-county/best-mortgage-lenders/va-loans)
- 🥈 **#2** in Rockingham County for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/rockingham-county/best-mortgage-lenders/mortgage-companies/va-loans)

## Frequently Asked Questions

### What loan types does CMG MORTGAGE, INC. offer?

CMG MORTGAGE, INC. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CMG MORTGAGE, INC. offer mortgages?

CMG MORTGAGE, INC. is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are CMG MORTGAGE, INC.'s mortgage rates?

CMG MORTGAGE, INC. has a pricing score of 33/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.289% above market average.

### What type of lender is CMG MORTGAGE, INC.?

CMG MORTGAGE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in SACRAMENTO, CA.

### What is CMG MORTGAGE, INC.'s loan approval success rate?

CMG MORTGAGE, INC. has a pull-through score of 81/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/cmg-mortgage

### How to Cite

> "CMG MORTGAGE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/cmg-mortgage

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