# COAST 2 COAST FUNDING GROUP, INC.

> **Canonical URL:** https://saferate.com/lenders/coast-2-coast-funding-group


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


COAST 2 COAST FUNDING GROUP, INC. is a independent mortgage company, headquartered in SACRAMENTO, CA, serving borrowers across 3 states, with 198 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 92% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 42% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493005LE3FE2MIPPW66
- **Headquarters:** SACRAMENTO, CA
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** CA, ID, OR
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 8/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 58/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.724%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $5,792
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 198
- **Dollar Volume:** $74 million
- **Applications Received:** 198
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $371,919
- **Average Borrower Income:** $127,657
- **Average Property Value:** $787,273

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 41/100 | 198 | +0.724% | $5,792 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 31 loans, Score: 20/100 (Mediocre)
- Refinance: 167 loans, Score: 63/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 20/100 | 31 | $15M | +0.577% | Mediocre 😐 |
| Refinance | 61/100 | 167 | $59M | +0.759% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 193 | 0.07% | 69/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Los Angeles | CA | 95 | 71/100 |
| Riverside | CA | 45 | 61/100 |
| Anaheim | CA | 21 | 55/100 |

## Frequently Asked Questions

### What loan types does COAST 2 COAST FUNDING GROUP, INC. offer?

COAST 2 COAST FUNDING GROUP, INC. offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does COAST 2 COAST FUNDING GROUP, INC. offer mortgages?

COAST 2 COAST FUNDING GROUP, INC. offers mortgages in 3 states: CA, ID, OR.

### How competitive are COAST 2 COAST FUNDING GROUP, INC.'s mortgage rates?

COAST 2 COAST FUNDING GROUP, INC. has a pricing score of 8/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.724% above market average.

### What type of lender is COAST 2 COAST FUNDING GROUP, INC.?

COAST 2 COAST FUNDING GROUP, INC. is a non-depository lender that specializes in mortgage origination, headquartered in SACRAMENTO, CA.

### What is COAST 2 COAST FUNDING GROUP, INC.'s loan approval success rate?

COAST 2 COAST FUNDING GROUP, INC. has a pull-through score of 58/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/coast-2-coast-funding-group

### How to Cite

> "COAST 2 COAST FUNDING GROUP, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/coast-2-coast-funding-group

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