# Colorado Federal Savings Bank

> **Canonical URL:** https://saferate.com/lenders/colorado-federal-savings-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Colorado Federal Savings Bank is a bank, headquartered in Greenwood Village, CO, serving borrowers across 19 states, with 784 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 27% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 49% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** PINLJ7T7GLTF48NFP863
- **Headquarters:** Greenwood Village, CO
- **Geographic Reach:** Multi-Region
- **States Served:** 19
- **State List:** AL, AR, CO, DC, DE, HI, IA, LA, MA, ME, MS, MT, NE, NH, NM, NY, RI, WV, WY
- **Markets (MSAs):** 20
- **Primary Channel:** wholesale
- **Direct Origination:** 0%
- **Brokered/Wholesale:** 100%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 73/100
- Rating: ●●●●○ (4/5)

### Pull Through: Sound ☺️
- Score: 51/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.012%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,589
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 784
- **Dollar Volume:** $303 million
- **Applications Received:** 1,099
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $386,467
- **Average Borrower Income:** $134,233
- **Average Property Value:** $525,804

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (64%)
- ⭐ **Purchase Gold Superstar** (64%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 63/100 | 783 | +0.012% | $1,590 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 701 loans, Score: 65/100 (Strong)
- Refinance: 82 loans, Score: 53/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 60/100 | 702 | $271M | +0.022% | Strong 😀 |
| Refinance | 50/100 | 82 | $32M | -0.076% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MA | 171 | 0.28% | 70/100 |
| AL | 149 | 0.25% | 73/100 |
| NY | 101 | 0.09% | 63/100 |
| DE | 83 | 0.58% | 68/100 |
| CO | 67 | 0.08% | 59/100 |
| LA | 65 | 0.19% | 60/100 |
| NM | 27 | 0.13% | 53/100 |
| RI | 24 | 0.22% | 53/100 |
| AR | 22 | 0.07% | 48/100 |
| NH | 19 | 0.12% | 49/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 84 | 49/100 |
| Denver | CO | 67 | 62/100 |
| Huntsville, AL | AL | 64 | 70/100 |
| Providence | RI-MA | 64 | 67/100 |
| Cambridge | MA | 63 | 63/100 |
| New York | NY-NJ | 55 | 59/100 |
| Boston, MA | MA | 43 | 59/100 |
| Wilmington, DE |  | 41 | 60/100 |
| Baton Rouge, LA | LA | 27 | 53/100 |
| Albuquerque, NM | NM | 26 | 54/100 |
| Birmingham, AL | AL | 20 | 51/100 |
| Nassau County | NY | 18 | 48/100 |
| Worcester, MA | MA | 18 | 51/100 |
| Dover, DE | DE | 16 | 51/100 |
| Fayetteville | AR | 16 | 47/100 |

## Where This Lender Ranks

Colorado Federal Savings Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#7** in Lafayette, LA for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/lafayette-la/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#7** in Dover, DE for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/dover-de/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#8** in Albuquerque, NM Banks
  - [View Full Rankings](https://saferate.com/albuquerque-nm/best-mortgage-lenders/banks)
- 🏆 **#9** in Wilmington, DE for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#9** in Baton Rouge, LA Banks
  - [View Full Rankings](https://saferate.com/baton-rouge-la/best-mortgage-lenders/banks)
- 🏆 **#10** in Huntsville, AL Banks
  - [View Full Rankings](https://saferate.com/huntsville-al/best-mortgage-lenders/banks)
- 🏆 **#10** in Baton Rouge, LA for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/baton-rouge-la/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#10** in Albuquerque, NM for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/albuquerque-nm/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#10** in Decatur, AL for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/decatur-al/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#11** in Delaware Banks
  - [View Full Rankings](https://saferate.com/delaware/best-mortgage-lenders/banks)
- 🏆 **#11** in Wilmington, DE Banks
  - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders/banks)
- 🏆 **#12** in Delaware for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/delaware/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#12** in Providence for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/providence/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#12** in Manchester for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/manchester/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#13** in Huntsville, AL for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/huntsville-al/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#14** in Rhode Island for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/rhode-island/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#14** in Syracuse, NY for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/syracuse-ny/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#15** in Cambridge for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/cambridge/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#16** in Providence Banks
  - [View Full Rankings](https://saferate.com/providence/best-mortgage-lenders/banks)
- 🏆 **#18** in Alabama for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/alabama/best-mortgage-lenders/banks/conventional-loans)

## Frequently Asked Questions

### What loan types does Colorado Federal Savings Bank offer?

Colorado Federal Savings Bank offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Colorado Federal Savings Bank offer mortgages?

Colorado Federal Savings Bank offers mortgages in 19 states: AL, AR, CO, DC, DE, HI, IA, LA, MA, ME, MS, MT, NE, NH, NM, NY, RI, WV, WY.

### How competitive are Colorado Federal Savings Bank's mortgage rates?

Colorado Federal Savings Bank has a pricing score of 73/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.012% above market average.

### What type of lender is Colorado Federal Savings Bank?

Colorado Federal Savings Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Greenwood Village, CO.

### What is Colorado Federal Savings Bank's loan approval success rate?

Colorado Federal Savings Bank has a pull-through score of 51/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/colorado-federal-savings-bank

### How to Cite

> "Colorado Federal Savings Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/colorado-federal-savings-bank

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