# COMMONWEALTH ONE

> **Canonical URL:** https://saferate.com/lenders/commonwealth-one


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


COMMONWEALTH ONE is a credit union, headquartered in Alexandria, VA, serving borrowers across 5 states, with 21 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 64% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300YMV5FVP7DXOG44
- **Headquarters:** Alexandria, VA
- **Geographic Reach:** Regional
- **States Served:** 5
- **State List:** FL, MD, NC, NJ, VA
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 36/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 21
- **Dollar Volume:** $6 million
- **Applications Received:** 22
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $286,429
- **Average Borrower Income:** $175,952
- **Average Property Value:** $382,619

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 13/100 | 21 | -0.217% | $1,510 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 17/100 | 19 | $6M | -0.181% | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| VA | 14 | 0.01% | 52/100 |

## Frequently Asked Questions

### What loan types does COMMONWEALTH ONE offer?

COMMONWEALTH ONE offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does COMMONWEALTH ONE offer mortgages?

COMMONWEALTH ONE offers mortgages in 5 states: FL, MD, NC, NJ, VA.

### What type of lender is COMMONWEALTH ONE?

COMMONWEALTH ONE is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Alexandria, VA.

### What is COMMONWEALTH ONE's loan approval success rate?

COMMONWEALTH ONE has a pull-through score of 36/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/commonwealth-one

### How to Cite

> "COMMONWEALTH ONE Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/commonwealth-one

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