# COMMUNITY BANC MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/community-banc-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


COMMUNITY BANC MORTGAGE CORPORATION is a independent mortgage company, headquartered in SPRINGFIELD, IL, serving borrowers across 11 states, with 371 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 34% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 54% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300B8C23BCNGJ4960
- **Headquarters:** SPRINGFIELD, IL
- **Geographic Reach:** Multi-Region
- **States Served:** 11
- **State List:** AR, CO, IL, IN, KY, MO, NE, OK, SD, TN, WI
- **Markets (MSAs):** 4
- **Primary Channel:** wholesale
- **Direct Origination:** 0%
- **Brokered/Wholesale:** 100%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 66/100
- Rating: ●●●●○ (4/5)

### Pull Through: Sound ☺️
- Score: 46/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.344%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,047
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 371
- **Dollar Volume:** $52 million
- **Applications Received:** 538
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $141,199
- **Average Borrower Income:** $81,973
- **Average Property Value:** $172,817

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (64%)
- ⭐ **USDA Gold Superstar** (77%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 63/100 | 285 | +0.352% | $1,033 | Strong 😀 |
| VA | 38/100 | 11 | -0.062% | $991 | Acceptable 🙂 |
| USDA | 85/100 | 75 | +0.352% | $1,140 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 238 loans, Score: 47/100 (Sound)
- Refinance: 47 loans, Score: 44/100 (Sound)

**USDA:**
- Purchase: 75 loans, Score: 85/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 59/100 | 324 | $45M | +0.363% | Sound ☺️ |
| Refinance | 41/100 | 47 | $7M | +0.232% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IL | 261 | 0.21% | 77/100 |
| MO | 64 | 0.09% | 60/100 |
| NE | 18 | 0.08% | 49/100 |
| IN | 14 | 0.02% | 42/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 285 | 71/100 |
| Davenport | IA-IL | 18 | 51/100 |
| Paducah, KY | KY-IL | 18 | 65/100 |
| Lake County | IN | 11 | 45/100 |

## Where This Lender Ranks

COMMUNITY BANC MORTGAGE CORPORATION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#4** in Paducah, KY for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/paducah-ky/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#5** in Illinois for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/illinois/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#7** in Illinois for USDA Loans
  - [View Full Rankings](https://saferate.com/illinois/best-mortgage-lenders/usda-loans)
- 🏆 **#8** in Paducah, KY for Conventional Loans
  - [View Full Rankings](https://saferate.com/paducah-ky/best-mortgage-lenders/conventional-loans)
- 🏆 **#10** in Davenport for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/davenport/best-mortgage-lenders/mortgage-companies/conventional-loans)

## Frequently Asked Questions

### What loan types does COMMUNITY BANC MORTGAGE CORPORATION offer?

COMMUNITY BANC MORTGAGE CORPORATION offers the following mortgage loan types: Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does COMMUNITY BANC MORTGAGE CORPORATION offer mortgages?

COMMUNITY BANC MORTGAGE CORPORATION offers mortgages in 11 states: AR, CO, IL, IN, KY, MO, NE, OK, SD, TN, WI.

### How competitive are COMMUNITY BANC MORTGAGE CORPORATION's mortgage rates?

COMMUNITY BANC MORTGAGE CORPORATION has a pricing score of 66/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.344% above market average.

### What type of lender is COMMUNITY BANC MORTGAGE CORPORATION?

COMMUNITY BANC MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in SPRINGFIELD, IL.

### What is COMMUNITY BANC MORTGAGE CORPORATION's loan approval success rate?

COMMUNITY BANC MORTGAGE CORPORATION has a pull-through score of 46/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/community-banc-mortgage

### How to Cite

> "COMMUNITY BANC MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/community-banc-mortgage

---

**[View Interactive Profile →](https://saferate.com/lenders/community-banc-mortgage)**