# COMMUNITY MORTGAGE FUNDING, LLC

> **Canonical URL:** https://saferate.com/lenders/community-mortgage-funding


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


COMMUNITY MORTGAGE FUNDING, LLC is a independent mortgage company, headquartered in POMONA, CA, serving borrowers across 14 states, with 98 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 75% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 67% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300SWHFQY2F7RN335
- **Headquarters:** POMONA, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 14
- **State List:** AZ, CA, CO, FL, IL, KS, MI, MN, NV, OH, OK, OR, PA, TX
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 25/100
- Rating: ●●○○○ (2/5)

### Pull Through: Acceptable 🙂
- Score: 33/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.546%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,698
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 98
- **Dollar Volume:** $42 million
- **Applications Received:** 153
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $433,469
- **Average Borrower Income:** $257,816
- **Average Property Value:** $585,816

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 26/100 | 84 | +0.544% | $2,594 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 66 loans, Score: 26/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 28/100 | 79 | $36M | +0.614% | Acceptable 🙂 |
| Refinance | 26/100 | 19 | $7M | +0.255% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 52 | 0.02% | 57/100 |
| TX | 18 | 0.01% | 45/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Riverside | CA | 16 | 50/100 |
| Los Angeles | CA | 15 | 49/100 |

## Frequently Asked Questions

### What loan types does COMMUNITY MORTGAGE FUNDING, LLC offer?

COMMUNITY MORTGAGE FUNDING, LLC offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does COMMUNITY MORTGAGE FUNDING, LLC offer mortgages?

COMMUNITY MORTGAGE FUNDING, LLC offers mortgages in 14 states: AZ, CA, CO, FL, IL, KS, MI, MN, NV, OH, OK, OR, PA, TX.

### How competitive are COMMUNITY MORTGAGE FUNDING, LLC's mortgage rates?

COMMUNITY MORTGAGE FUNDING, LLC has a pricing score of 25/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.546% above market average.

### What type of lender is COMMUNITY MORTGAGE FUNDING, LLC?

COMMUNITY MORTGAGE FUNDING, LLC is a non-depository lender that specializes in mortgage origination, headquartered in POMONA, CA.

### What is COMMUNITY MORTGAGE FUNDING, LLC's loan approval success rate?

COMMUNITY MORTGAGE FUNDING, LLC has a pull-through score of 33/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/community-mortgage-funding

### How to Cite

> "COMMUNITY MORTGAGE FUNDING, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/community-mortgage-funding

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