# COMMUNITY MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/community-mortgage-tn


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


COMMUNITY MORTGAGE CORPORATION is a independent mortgage company, headquartered in CORDOVA, TN, serving borrowers across 7 states, with 1,574 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 59% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 13% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300IJ8KTGYPKLXK63
- **Headquarters:** CORDOVA, TN
- **Geographic Reach:** Multi-Region
- **States Served:** 7
- **State List:** AL, AR, FL, GA, KY, MS, TN
- **Markets (MSAs):** 10
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 41/100
- Rating: ●●●○○ (3/5)

### Pull Through: Exceptional 🤩
- Score: 87/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.204%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,015
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,574
- **Dollar Volume:** $462 million
- **Applications Received:** 1,893
- **Market Share:** 4.00%

## Typical Borrower Profile

- **Average Loan Amount:** $293,227
- **Average Borrower Income:** $126,757
- **Average Property Value:** $352,922

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (70%)
- ⭐ **FHA Gold Superstar** (70%)
- ⭐ **VA Gold Superstar** (63%)
- ⭐ **Purchase Gold Superstar** (76%)
- ⭐ **Refinance Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 77/100 | 891 | +0.227% | $2,984 | Strong 😀 |
| FHA | 80/100 | 474 | +0.366% | $3,069 | Strong 😀 |
| VA | 78/100 | 170 | -0.265% | $3,166 | Strong 😀 |
| USDA | 80/100 | 36 | +0.153% | $2,028 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 815 loans, Score: 78/100 (Strong)
- Refinance: 76 loans, Score: 63/100 (Strong)

**FHA:**
- Purchase: 464 loans, Score: 80/100 (Exceptional)

**VA:**
- Purchase: 168 loans, Score: 78/100 (Strong)

**USDA:**
- Purchase: 36 loans, Score: 80/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 80/100 | 1,486 | $439M | +0.199% | Exceptional 🤩 |
| Refinance | 62/100 | 88 | $23M | +0.273% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TN | 891 | 0.98% | 88/100 |
| MS | 351 | 1.41% | 82/100 |
| AR | 257 | 0.80% | 76/100 |
| GA | 55 | 0.04% | 53/100 |
| AL | 11 | 0.02% | 38/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Memphis, TN |  | 1,062 | 100/100 |
| Little Rock | AR | 134 | 80/100 |
| Non |  | 104 | 49/100 |
| Chattanooga, TN | TN-GA | 62 | 69/100 |
| Fayetteville | AR | 47 | 60/100 |
| Nashville | TN | 45 | 57/100 |
| Clarksville, TN | TN-KY | 29 | 56/100 |
| Atlanta | GA | 22 | 46/100 |
| Hot Springs, AR | AR | 19 | 58/100 |
| Knoxville, TN | TN | 12 | 42/100 |

## Where This Lender Ranks

COMMUNITY MORTGAGE CORPORATION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Memphis, TN Mortgage Companies
  - [View Full Rankings](https://saferate.com/memphis-tn/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Memphis, TN for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/memphis-tn/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥈 **#2** in Memphis, TN for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/memphis-tn/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥈 **#2** in Tennessee for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tennessee/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥈 **#2** in Mississippi Mortgage Companies
  - [View Full Rankings](https://saferate.com/mississippi/best-mortgage-lenders/mortgage-companies)
- 🥈 **#2** in Mississippi for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/mississippi/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥉 **#3** in Memphis, TN for Conventional Loans
  - [View Full Rankings](https://saferate.com/memphis-tn/best-mortgage-lenders/conventional-loans)
- 🥉 **#3** in Tennessee Mortgage Companies
  - [View Full Rankings](https://saferate.com/tennessee/best-mortgage-lenders/mortgage-companies)
- 🥉 **#3** in Tennessee for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tennessee/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥉 **#3** in Mississippi for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/mississippi/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥉 **#3** in Little Rock for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/little-rock/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#4** in Memphis, TN
  - [View Full Rankings](https://saferate.com/memphis-tn/best-mortgage-lenders)
- 🏆 **#4** in Memphis, TN for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/memphis-tn/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#4** in Chattanooga, TN Mortgage Companies
  - [View Full Rankings](https://saferate.com/chattanooga-tn/best-mortgage-lenders/mortgage-companies)
- 🏆 **#5** in Mississippi
  - [View Full Rankings](https://saferate.com/mississippi/best-mortgage-lenders)
- 🏆 **#5** in Mississippi for Conventional Loans
  - [View Full Rankings](https://saferate.com/mississippi/best-mortgage-lenders/conventional-loans)
- 🏆 **#5** in Mississippi for USDA Loans
  - [View Full Rankings](https://saferate.com/mississippi/best-mortgage-lenders/usda-loans)
- 🏆 **#5** in Little Rock Mortgage Companies
  - [View Full Rankings](https://saferate.com/little-rock/best-mortgage-lenders/mortgage-companies)
- 🏆 **#5** in Chattanooga, TN for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/chattanooga-tn/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#6** in Memphis, TN for USDA Loans
  - [View Full Rankings](https://saferate.com/memphis-tn/best-mortgage-lenders/usda-loans)

## Frequently Asked Questions

### What loan types does COMMUNITY MORTGAGE CORPORATION offer?

COMMUNITY MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does COMMUNITY MORTGAGE CORPORATION offer mortgages?

COMMUNITY MORTGAGE CORPORATION offers mortgages in 7 states: AL, AR, FL, GA, KY, MS, TN.

### How competitive are COMMUNITY MORTGAGE CORPORATION's mortgage rates?

COMMUNITY MORTGAGE CORPORATION has a pricing score of 41/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.204% above market average.

### What type of lender is COMMUNITY MORTGAGE CORPORATION?

COMMUNITY MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in CORDOVA, TN.

### What is COMMUNITY MORTGAGE CORPORATION's loan approval success rate?

COMMUNITY MORTGAGE CORPORATION has a pull-through score of 87/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/community-mortgage-tn

### How to Cite

> "COMMUNITY MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/community-mortgage-tn

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