# COMPASS MORTGAGE, INC. > **Canonical URL:** https://saferate.com/lenders/compass-mortgage > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible COMPASS MORTGAGE, INC. is a independent mortgage company, headquartered in WINFIELD, IL, serving borrowers across 21 states, with 1,219 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 77% of lenders for competitive rates - **Approval Rate:** Ranks in the top 18% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 549300V8CF81JGIV7038 - **Headquarters:** WINFIELD, IL - **Geographic Reach:** Multi-Region - **States Served:** 21 - **State List:** AL, AZ, CA, CO, FL, GA, IA, IL, IN, KY, MI, MN, NC, OH, SC, SD, TN, TX, VA, WA, WI - **Markets (MSAs):** 11 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 100% - **Brokered/Wholesale:** 0% ## Safe Rate Ratings ### Pricing: Acceptable πŸ™‚ - Score: 23/100 - Rating: ●●○○○ (2/5) ### Pull Through: Exceptional 🀩 - Score: 82/100 - Rating: ●●●●● (5/5) ### Pricing Details - **Average Rate Spread:** +0.556% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $2,600 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 1,219 - **Dollar Volume:** $375 million - **Applications Received:** 1,514 - **Market Share:** 3.00% ## Typical Borrower Profile - **Average Loan Amount:** $307,617 - **Average Borrower Income:** $144,615 - **Average Property Value:** $401,579 ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 73/100 | 861 | +0.508% | $2,451 | Strong πŸ˜€ | | FHA | 77/100 | 268 | +0.814% | $3,135 | Strong πŸ˜€ | | VA | 68/100 | 62 | +0.065% | $2,655 | Strong πŸ˜€ | | USDA | 51/100 | 19 | +0.737% | $1,944 | Sound ☺️ | ### Product Performance by Purpose **Conventional:** - Purchase: 717 loans, Score: 72/100 (Strong) - Refinance: 144 loans, Score: 67/100 (Strong) **FHA:** - Purchase: 248 loans, Score: 78/100 (Strong) - Refinance: 20 loans, Score: 69/100 (Strong) **VA:** - Purchase: 58 loans, Score: 68/100 (Strong) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 76/100 | 1,050 | $321M | +0.594% | Strong πŸ˜€ | | Refinance | 67/100 | 169 | $54M | +0.365% | Strong πŸ˜€ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | IL | 904 | 0.72% | 87/100 | | TN | 65 | 0.07% | 57/100 | | IA | 64 | 0.18% | 58/100 | | FL | 47 | 0.02% | 48/100 | | WI | 19 | 0.03% | 44/100 | | TX | 16 | 0.00% | 37/100 | | MI | 15 | 0.01% | 41/100 | | IN | 14 | 0.02% | 40/100 | | KY | 14 | 0.03% | 42/100 | | AL | 10 | 0.02% | 38/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Chicago | IL | 537 | 84/100 | | Elgin, IL | IL | 173 | 87/100 | | Bloomington, IL | IL | 102 | 74/100 | | Non | | 73 | 45/100 | | Des Moines | IA | 50 | 60/100 | | Nashville | TN | 39 | 56/100 | | Port St. Lucie, FL | FL | 17 | 49/100 | | Lake County, IL | IL | 16 | 49/100 | | Knoxville, TN | TN | 14 | 44/100 | | Rockford, IL | IL | 13 | 45/100 | | Peoria, IL | IL | 10 | 41/100 | ## Where This Lender Ranks COMPASS MORTGAGE, INC. appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ₯ˆ **#2** in Des Moines for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/des-moines/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#4** in Bloomington, IL for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/bloomington-il/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#4** in Des Moines for USDA Loans - [View Full Rankings](https://saferate.com/des-moines/best-mortgage-lenders/usda-loans) - πŸ† **#5** in Bloomington, IL for VA Loans - [View Full Rankings](https://saferate.com/bloomington-il/best-mortgage-lenders/va-loans) - πŸ† **#6** in Bloomington, IL Mortgage Companies - [View Full Rankings](https://saferate.com/bloomington-il/best-mortgage-lenders/mortgage-companies) - πŸ† **#6** in Bloomington, IL for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/bloomington-il/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#7** in Bloomington, IL for FHA Loans - [View Full Rankings](https://saferate.com/bloomington-il/best-mortgage-lenders/fha-loans) - πŸ† **#8** in Bloomington, IL for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/bloomington-il/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#9** in Elgin, IL Mortgage Companies - [View Full Rankings](https://saferate.com/elgin-il/best-mortgage-lenders/mortgage-companies) - πŸ† **#10** in Rockford, IL for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/rockford-il/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#11** in Des Moines Mortgage Companies - [View Full Rankings](https://saferate.com/des-moines/best-mortgage-lenders/mortgage-companies) - πŸ† **#14** in Chicago Mortgage Companies - [View Full Rankings](https://saferate.com/chicago/best-mortgage-lenders/mortgage-companies) - πŸ† **#14** in Chicago for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/chicago/best-mortgage-lenders/mortgage-companies/jumbo-loans) - πŸ† **#14** in Elgin, IL for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/elgin-il/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#14** in Rockford, IL for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/rockford-il/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#15** in Elgin, IL for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/elgin-il/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#15** in Elgin, IL for VA Loans - [View Full Rankings](https://saferate.com/elgin-il/best-mortgage-lenders/va-loans) - πŸ† **#15** in Bloomington, IL - [View Full Rankings](https://saferate.com/bloomington-il/best-mortgage-lenders) - πŸ† **#16** in Illinois for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/illinois/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#16** in Elgin, IL for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/elgin-il/best-mortgage-lenders/mortgage-companies/conventional-loans) ## Frequently Asked Questions ### What loan types does COMPASS MORTGAGE, INC. offer? COMPASS MORTGAGE, INC. offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does COMPASS MORTGAGE, INC. offer mortgages? COMPASS MORTGAGE, INC. offers mortgages in 21 states: AL, AZ, CA, CO, FL, GA, IA, IL, IN, KY, MI, MN, NC, OH, SC, SD, TN, TX, VA, WA, WI. ### How competitive are COMPASS MORTGAGE, INC.'s mortgage rates? COMPASS MORTGAGE, INC. has a pricing score of 23/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.556% above market average. ### What type of lender is COMPASS MORTGAGE, INC.? COMPASS MORTGAGE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in WINFIELD, IL. ### What is COMPASS MORTGAGE, INC.'s loan approval success rate? COMPASS MORTGAGE, INC. has a pull-through score of 82/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/compass-mortgage ### How to Cite > "COMPASS MORTGAGE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/compass-mortgage --- **[View Interactive Profile β†’](https://saferate.com/lenders/compass-mortgage)**