# COMPEER FINANCIAL, FLCA

> **Canonical URL:** https://saferate.com/lenders/compeer-financial-flca


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


COMPEER FINANCIAL, FLCA is a independent mortgage company, headquartered in SUN PRAIRIE, WI, serving borrowers across 10 states, with 670 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 89% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 56% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300EWFHPBZH38K695
- **Headquarters:** SUN PRAIRIE, WI
- **Geographic Reach:** Multi-Region
- **States Served:** 10
- **State List:** AZ, FL, IA, IL, MI, MN, MO, SD, TX, WI
- **Markets (MSAs):** 11
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 11/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 44/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.896%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,359
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 670
- **Dollar Volume:** $236 million
- **Applications Received:** 1,080
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $352,821
- **Average Borrower Income:** $186,558
- **Average Property Value:** $506,030

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 65/100 | 632 | +0.901% | $2,221 | Strong 😀 |
| Jumbo | 73/100 | 38 | +0.753% | $5,816 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 562 loans, Score: 66/100 (Strong)
- Refinance: 70 loans, Score: 51/100 (Sound)

**Jumbo:**
- Purchase: 35 loans, Score: 74/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 65/100 | 597 | $214M | +0.882% | Strong 😀 |
| Refinance | 48/100 | 73 | $23M | +0.971% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| WI | 280 | 0.42% | 78/100 |
| MN | 219 | 0.34% | 73/100 |
| IL | 111 | 0.09% | 64/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 372 | 73/100 |
| Minneapolis | MN-WI | 60 | 60/100 |
| Duluth, MN | MN-WI | 27 | 56/100 |
| Madison, WI | WI | 27 | 54/100 |
| Fond du Lac, WI | WI | 19 | 56/100 |
| Rochester, MN | MN | 18 | 52/100 |
| Davenport | IA-IL | 17 | 49/100 |
| Mankato, MN | MN | 15 | 56/100 |
| Eau Claire, WI | WI | 14 | 48/100 |
| Peoria, IL | IL | 14 | 47/100 |
| La Crosse | WI-MN | 13 | 46/100 |

## Where This Lender Ranks

COMPEER FINANCIAL, FLCA appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥈 **#2** in Madison, WI for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/madison-wi/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#9** in Wisconsin for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wisconsin/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#9** in Mankato, MN for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/mankato-mn/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#12** in Madison, WI for Jumbo Loans
  - [View Full Rankings](https://saferate.com/madison-wi/best-mortgage-lenders/jumbo-loans)
- 🏆 **#12** in La Crosse for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/la-crosse/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#13** in Fond du Lac, WI for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fond-du-lac-wi/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#13** in Eau Claire, WI for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/eau-claire-wi/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#16** in Minnesota for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/minnesota/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#16** in Duluth, MN Mortgage Companies
  - [View Full Rankings](https://saferate.com/duluth-mn/best-mortgage-lenders/mortgage-companies)
- 🏆 **#16** in Rochester, MN for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/rochester-mn/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#16** in Mankato, MN for Conventional Loans
  - [View Full Rankings](https://saferate.com/mankato-mn/best-mortgage-lenders/conventional-loans)
- 🏆 **#18** in Madison, WI Mortgage Companies
  - [View Full Rankings](https://saferate.com/madison-wi/best-mortgage-lenders/mortgage-companies)
- 🏆 **#18** in Madison, WI for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/madison-wi/best-mortgage-lenders/mortgage-companies/conventional-loans)

## Frequently Asked Questions

### What loan types does COMPEER FINANCIAL, FLCA offer?

COMPEER FINANCIAL, FLCA offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does COMPEER FINANCIAL, FLCA offer mortgages?

COMPEER FINANCIAL, FLCA offers mortgages in 10 states: AZ, FL, IA, IL, MI, MN, MO, SD, TX, WI.

### How competitive are COMPEER FINANCIAL, FLCA's mortgage rates?

COMPEER FINANCIAL, FLCA has a pricing score of 11/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.896% above market average.

### What type of lender is COMPEER FINANCIAL, FLCA?

COMPEER FINANCIAL, FLCA is a non-depository lender that specializes in mortgage origination, headquartered in SUN PRAIRIE, WI.

### What is COMPEER FINANCIAL, FLCA's loan approval success rate?

COMPEER FINANCIAL, FLCA has a pull-through score of 44/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/compeer-financial-flca

### How to Cite

> "COMPEER FINANCIAL, FLCA Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/compeer-financial-flca

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