# CONNECTICUT STATE EMPLOYEES

> **Canonical URL:** https://saferate.com/lenders/connecticut-state-employees


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CONNECTICUT STATE EMPLOYEES is a credit union, headquartered in Hartford, CT, with 42 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 68% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 5493005H3NABV4GMAG85
- **Headquarters:** Hartford, CT
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** CT
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 32/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 42
- **Dollar Volume:** $8 million
- **Applications Received:** 75
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $198,095
- **Average Borrower Income:** $137,548
- **Average Property Value:** $451,905

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 24/100 | 42 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Refinance: 38 loans, Score: 49/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Refinance | 47/100 | 38 | $8M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CT | 42 | 0.12% | 64/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Hartford | CT | 20 | 57/100 |

## Frequently Asked Questions

### What loan types does CONNECTICUT STATE EMPLOYEES offer?

CONNECTICUT STATE EMPLOYEES offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CONNECTICUT STATE EMPLOYEES offer mortgages?

CONNECTICUT STATE EMPLOYEES offers mortgages in 1 states: CT.

### What type of lender is CONNECTICUT STATE EMPLOYEES?

CONNECTICUT STATE EMPLOYEES is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Hartford, CT.

### What is CONNECTICUT STATE EMPLOYEES's loan approval success rate?

CONNECTICUT STATE EMPLOYEES has a pull-through score of 32/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/connecticut-state-employees

### How to Cite

> "CONNECTICUT STATE EMPLOYEES Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/connecticut-state-employees

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