# CONSERVATION EMPLOYEES CREDIT

> **Canonical URL:** https://saferate.com/lenders/conservation-employees-credit


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CONSERVATION EMPLOYEES CREDIT is a credit union, headquartered in Jefferson City, MO, with 18 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 56% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 254900L4QQHFA6KR4D05
- **Headquarters:** Jefferson City, MO
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** MO
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 44/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 18
- **Dollar Volume:** $3 million
- **Applications Received:** 23
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $158,889
- **Average Borrower Income:** $98,667
- **Average Property Value:** $243,333

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 13/100 | 18 | +0.426% | $0 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 13/100 | 11 | $2M | +0.322% | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MO | 18 | 0.02% | 54/100 |

## Frequently Asked Questions

### What loan types does CONSERVATION EMPLOYEES CREDIT offer?

CONSERVATION EMPLOYEES CREDIT offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CONSERVATION EMPLOYEES CREDIT offer mortgages?

CONSERVATION EMPLOYEES CREDIT offers mortgages in 1 states: MO.

### What type of lender is CONSERVATION EMPLOYEES CREDIT?

CONSERVATION EMPLOYEES CREDIT is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Jefferson City, MO.

### What is CONSERVATION EMPLOYEES CREDIT's loan approval success rate?

CONSERVATION EMPLOYEES CREDIT has a pull-through score of 44/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/conservation-employees-credit

### How to Cite

> "CONSERVATION EMPLOYEES CREDIT Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/conservation-employees-credit

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