# Constant Investments, Inc.

> **Canonical URL:** https://saferate.com/lenders/constant-investments


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Constant Investments, Inc. is a independent mortgage company, headquartered in La Mirada, CA, serving borrowers across 8 states, with 246 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 70% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 42% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900VX7NAZSPBPUE16
- **Headquarters:** La Mirada, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 8
- **State List:** AZ, CA, FL, GA, NV, OR, TX, WA
- **Markets (MSAs):** 7
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 97.9%
- **Brokered/Wholesale:** 2.1%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 30/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 58/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.240%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,072
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 246
- **Dollar Volume:** $100 million
- **Applications Received:** 287
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $405,528
- **Average Borrower Income:** $187,654
- **Average Property Value:** $605,366

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 42/100 | 243 | +0.229% | $3,097 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 218 loans, Score: 44/100 (Sound)
- Refinance: 25 loans, Score: 33/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 43/100 | 221 | $92M | +0.245% | Sound ☺️ |
| Refinance | 29/100 | 25 | $8M | +0.188% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 115 | 0.04% | 63/100 |
| TX | 91 | 0.03% | 61/100 |
| NV | 33 | 0.08% | 58/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Sacramento | CA | 38 | 60/100 |
| Dallas | TX | 33 | 55/100 |
| Las Vegas | NV | 31 | 58/100 |
| Houston | TX | 28 | 53/100 |
| Los Angeles | CA | 28 | 54/100 |
| Fort Worth | TX | 27 | 56/100 |
| Anaheim | CA | 26 | 57/100 |

## Frequently Asked Questions

### What loan types does Constant Investments, Inc. offer?

Constant Investments, Inc. offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Constant Investments, Inc. offer mortgages?

Constant Investments, Inc. offers mortgages in 8 states: AZ, CA, FL, GA, NV, OR, TX, WA.

### How competitive are Constant Investments, Inc.'s mortgage rates?

Constant Investments, Inc. has a pricing score of 30/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.240% above market average.

### What type of lender is Constant Investments, Inc.?

Constant Investments, Inc. is a non-depository lender that specializes in mortgage origination, headquartered in La Mirada, CA.

### What is Constant Investments, Inc.'s loan approval success rate?

Constant Investments, Inc. has a pull-through score of 58/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/constant-investments

### How to Cite

> "Constant Investments, Inc. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/constant-investments

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