# CONSUMER REAL ESTATE FINANCE CO.

> **Canonical URL:** https://saferate.com/lenders/consumer-real-estate-finance


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CONSUMER REAL ESTATE FINANCE CO. is a independent mortgage company, headquartered in LOXAHATCHEE, FL, serving borrowers across 31 states, with 919 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 81% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300PJ2WT35S77Q208
- **Headquarters:** LOXAHATCHEE, FL
- **Geographic Reach:** Near-National
- **States Served:** 31
- **State List:** AL, AR, CO, CT, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, NH, NJ, OH, OK, PA, SC, TN, TX, VA, WI, WV
- **Markets (MSAs):** 5
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Mediocre 😐
- Score: 19/100
- Rating: ●○○○○ (1/5)


### Lending Volume
- **Total Loans:** 919
- **Dollar Volume:** $177 million
- **Applications Received:** 2,097
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $192,563
- **Average Borrower Income:** $79,176
- **Average Property Value:** $216,732

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 61/100 | 302 | - | - | Strong 😀 |
| FHA | 70/100 | 393 | - | - | Strong 😀 |
| VA | 38/100 | 11 | - | - | Acceptable 🙂 |
| USDA | 90/100 | 212 | - | - | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 261 loans, Score: 60/100 (Sound)
- Refinance: 41 loans, Score: 56/100 (Sound)

**FHA:**
- Purchase: 383 loans, Score: 70/100 (Strong)

**USDA:**
- Purchase: 212 loans, Score: 90/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 69/100 | 866 | $162M | - | Strong 😀 |
| Refinance | 59/100 | 53 | $15M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IL | 93 | 0.07% | 61/100 |
| WI | 72 | 0.11% | 60/100 |
| PA | 69 | 0.06% | 58/100 |
| OH | 64 | 0.05% | 56/100 |
| FL | 62 | 0.02% | 52/100 |
| TX | 54 | 0.02% | 50/100 |
| IN | 51 | 0.06% | 54/100 |
| MI | 45 | 0.04% | 53/100 |
| MN | 36 | 0.06% | 52/100 |
| AL | 32 | 0.05% | 52/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 347 | 70/100 |
| Chicago | IL | 46 | 55/100 |
| La Crosse | WI-MN | 43 | 63/100 |
| Pittsburgh, PA | PA | 17 | 47/100 |
| Minneapolis | MN-WI | 10 | 39/100 |

## Where This Lender Ranks

CONSUMER REAL ESTATE FINANCE CO. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#6** in La Crosse Mortgage Companies
  - [View Full Rankings](https://saferate.com/la-crosse/best-mortgage-lenders/mortgage-companies)
- 🏆 **#11** in La Crosse for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/la-crosse/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#16** in La Crosse
  - [View Full Rankings](https://saferate.com/la-crosse/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does CONSUMER REAL ESTATE FINANCE CO. offer?

CONSUMER REAL ESTATE FINANCE CO. offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CONSUMER REAL ESTATE FINANCE CO. offer mortgages?

CONSUMER REAL ESTATE FINANCE CO. offers mortgages in 31 states: AL, AR, CO, CT, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, NH, NJ, OH, OK, PA, SC, TN, TX, VA, WI, WV.

### What type of lender is CONSUMER REAL ESTATE FINANCE CO.?

CONSUMER REAL ESTATE FINANCE CO. is a non-depository lender that specializes in mortgage origination, headquartered in LOXAHATCHEE, FL.

### What is CONSUMER REAL ESTATE FINANCE CO.'s loan approval success rate?

CONSUMER REAL ESTATE FINANCE CO. has a pull-through score of 19/100 (Mediocre). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/consumer-real-estate-finance

### How to Cite

> "CONSUMER REAL ESTATE FINANCE CO. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/consumer-real-estate-finance

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