# CONTOUR MORTGAGE CORPORATION > **Canonical URL:** https://saferate.com/lenders/contour-mortgage > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible CONTOUR MORTGAGE CORPORATION is a independent mortgage company, headquartered in DOVER, DE, serving borrowers across 32 states, with 2,710 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 74% of lenders for competitive rates - **Approval Rate:** Ranks in the top 31% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 549300LLKEKXL2RM1F61 - **Headquarters:** DOVER, DE - **Geographic Reach:** Near-National - **States Served:** 32 - **State List:** AL, CA, CO, CT, DC, DE, FL, GA, IL, IN, MA, MD, ME, MI, MN, MS, NC, NH, NJ, NY, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV - **Markets (MSAs):** 21 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 100% - **Brokered/Wholesale:** 0% ## Safe Rate Ratings ### Pricing: Acceptable πŸ™‚ - Score: 26/100 - Rating: ●●○○○ (2/5) ### Pull Through: Strong πŸ˜€ - Score: 69/100 - Rating: ●●●●○ (4/5) ### Pricing Details - **Average Rate Spread:** +0.332% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $3,809 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 2,710 - **Dollar Volume:** $1.2 billion - **Applications Received:** 4,047 - **Market Share:** 8.00% ## Typical Borrower Profile - **Average Loan Amount:** $460,749 - **Average Borrower Income:** $159,325 - **Average Property Value:** $581,251 ## Safe Rate Awards πŸ† - ⭐ **Conventional Gold Superstar** (62%) - ⭐ **Purchase Gold Superstar** (62%) ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 80/100 | 1,991 | +0.273% | $3,627 | Exceptional 🀩 | | FHA | 80/100 | 553 | +0.704% | $4,765 | Exceptional 🀩 | | VA | 78/100 | 151 | -0.006% | $3,563 | Strong πŸ˜€ | | Jumbo | 41/100 | 11 | +0.262% | $1,147 | Sound ☺️ | ### Product Performance by Purpose **Conventional:** - Purchase: 1,841 loans, Score: 81/100 (Exceptional) - Refinance: 150 loans, Score: 66/100 (Strong) **FHA:** - Purchase: 492 loans, Score: 80/100 (Exceptional) - Refinance: 61 loans, Score: 77/100 (Strong) **VA:** - Purchase: 122 loans, Score: 77/100 (Strong) - Refinance: 29 loans, Score: 50/100 (Sound) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 81/100 | 2,468 | $1.2B | +0.344% | Exceptional 🀩 | | Refinance | 70/100 | 242 | $95M | +0.186% | Strong πŸ˜€ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | NY | 1,951 | 1.72% | 93/100 | | PA | 178 | 0.15% | 66/100 | | NJ | 132 | 0.15% | 65/100 | | MI | 114 | 0.10% | 60/100 | | FL | 102 | 0.03% | 54/100 | | CT | 42 | 0.12% | 53/100 | | AL | 39 | 0.07% | 52/100 | | SC | 28 | 0.03% | 47/100 | | NC | 21 | 0.01% | 41/100 | | GA | 16 | 0.01% | 39/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Nassau County | NY | 1,411 | 100/100 | | New York | NY-NJ | 488 | 83/100 | | Non | | 88 | 44/100 | | Reading, PA | PA | 66 | 70/100 | | Lakewood | NJ | 43 | 56/100 | | Kiryas Joel | NY | 42 | 61/100 | | Kalamazoo | MI | 35 | 57/100 | | Montgomery County | PA | 32 | 54/100 | | Newark, NJ | NJ | 31 | 53/100 | | Huntsville, AL | AL | 29 | 55/100 | | Sebastian | FL | 29 | 66/100 | | Battle Creek, MI | MI | 22 | 56/100 | | Camden, NJ | NJ | 22 | 49/100 | | Grand Rapids | MI | 21 | 47/100 | | Pittsburgh, PA | PA | 18 | 46/100 | ## Where This Lender Ranks CONTOUR MORTGAGE CORPORATION appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ† **#6** in Nassau County for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#7** in Battle Creek, MI Mortgage Companies - [View Full Rankings](https://saferate.com/battle-creek-mi/best-mortgage-lenders/mortgage-companies) - πŸ† **#9** in Nassau County for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/mortgage-companies/jumbo-loans) - πŸ† **#9** in New York for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#9** in Sebastian for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/sebastian/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#9** in Battle Creek, MI for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/battle-creek-mi/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#10** in Kalamazoo for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/kalamazoo/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#10** in Battle Creek, MI for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/battle-creek-mi/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#11** in Kalamazoo Mortgage Companies - [View Full Rankings](https://saferate.com/kalamazoo/best-mortgage-lenders/mortgage-companies) - πŸ† **#11** in Sebastian for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/sebastian/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#12** in Sebastian for VA Loans - [View Full Rankings](https://saferate.com/sebastian/best-mortgage-lenders/va-loans) - πŸ† **#13** in New York for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/new-york-state/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#13** in Nassau County Mortgage Companies - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/mortgage-companies) - πŸ† **#13** in New York Mortgage Companies - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/mortgage-companies) - πŸ† **#13** in Reading, PA Mortgage Companies - [View Full Rankings](https://saferate.com/reading-pa/best-mortgage-lenders/mortgage-companies) - πŸ† **#13** in Reading, PA for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/reading-pa/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#13** in Kalamazoo for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/kalamazoo/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#13** in Sebastian Mortgage Companies - [View Full Rankings](https://saferate.com/sebastian/best-mortgage-lenders/mortgage-companies) - πŸ† **#13** in Battle Creek, MI for FHA Loans - [View Full Rankings](https://saferate.com/battle-creek-mi/best-mortgage-lenders/fha-loans) - πŸ† **#14** in Kiryas Joel for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/kiryas-joel/best-mortgage-lenders/mortgage-companies/conventional-loans) ## Frequently Asked Questions ### What loan types does CONTOUR MORTGAGE CORPORATION offer? CONTOUR MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does CONTOUR MORTGAGE CORPORATION offer mortgages? CONTOUR MORTGAGE CORPORATION offers mortgages in 32 states: AL, CA, CO, CT, DC, DE, FL, GA, IL, IN, MA, MD, ME, MI, MN, MS, NC, NH, NJ, NY, OH, OK, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV. ### How competitive are CONTOUR MORTGAGE CORPORATION's mortgage rates? CONTOUR MORTGAGE CORPORATION has a pricing score of 26/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.332% above market average. ### What type of lender is CONTOUR MORTGAGE CORPORATION? CONTOUR MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in DOVER, DE. ### What is CONTOUR MORTGAGE CORPORATION's loan approval success rate? CONTOUR MORTGAGE CORPORATION has a pull-through score of 69/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/contour-mortgage ### How to Cite > "CONTOUR MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/contour-mortgage --- **[View Interactive Profile β†’](https://saferate.com/lenders/contour-mortgage)**