# Cooperativa A/C de Arecibo

> **Canonical URL:** https://saferate.com/lenders/cooperativa-ac-de-arecibo


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Cooperativa A/C de Arecibo is a credit union, headquartered in Arecibo, PR, with 77 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 52% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300DJS1VMO4NUS123
- **Headquarters:** Arecibo, PR
- **Geographic Reach:** unknown
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 48/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 77
- **Dollar Volume:** $10 million
- **Applications Received:** 91
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $130,325
- **Average Borrower Income:** $99,623
- **Average Property Value:** $222,143

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 53/100 | 75 | - | - | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 65 loans, Score: 53/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 48/100 | 66 | $8M | - | Sound ☺️ |
| Refinance | 33/100 | 11 | $3M | - | Acceptable 🙂 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Juan | PR | 44 | 64/100 |
| Arecibo, PR | PR | 18 | 60/100 |

## Where This Lender Ranks

Cooperativa A/C de Arecibo appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥈 **#2** in San Juan for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#4** in San Juan Credit Unions
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/credit-unions)
- 🏆 **#6** in Arecibo, PR for Conventional Loans
  - [View Full Rankings](https://saferate.com/arecibo-pr/best-mortgage-lenders/conventional-loans)
- 🏆 **#14** in San Juan for Conventional Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does Cooperativa A/C de Arecibo offer?

Cooperativa A/C de Arecibo offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### What type of lender is Cooperativa A/C de Arecibo?

Cooperativa A/C de Arecibo is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Arecibo, PR.

### What is Cooperativa A/C de Arecibo's loan approval success rate?

Cooperativa A/C de Arecibo has a pull-through score of 48/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/cooperativa-ac-de-arecibo

### How to Cite

> "Cooperativa A/C de Arecibo Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/cooperativa-ac-de-arecibo

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