# COOPERATIVA DE AHORRO Y CREDITO CAGUAS

> **Canonical URL:** https://saferate.com/lenders/cooperativa-de-ahorro-y-credito-caguas


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


COOPERATIVA DE AHORRO Y CREDITO CAGUAS is a independent mortgage company, headquartered in Caguas, PR, with 31 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 60% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300611ME23N9Y4L70
- **Headquarters:** Caguas, PR
- **Geographic Reach:** unknown
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 40/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 31
- **Dollar Volume:** $4 million
- **Applications Received:** 33
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $125,323
- **Average Borrower Income:** $81,065
- **Average Property Value:** $203,387

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 30/100 | 31 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 24 loans, Score: 28/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 26/100 | 24 | $3M | - | Acceptable 🙂 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Juan | PR | 29 | 62/100 |

## Where This Lender Ranks

COOPERATIVA DE AHORRO Y CREDITO CAGUAS appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#16** in San Juan for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/conventional-loans)

## Frequently Asked Questions

### What loan types does COOPERATIVA DE AHORRO Y CREDITO CAGUAS offer?

COOPERATIVA DE AHORRO Y CREDITO CAGUAS offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### What type of lender is COOPERATIVA DE AHORRO Y CREDITO CAGUAS?

COOPERATIVA DE AHORRO Y CREDITO CAGUAS is a non-depository lender that specializes in mortgage origination, headquartered in Caguas, PR.

### What is COOPERATIVA DE AHORRO Y CREDITO CAGUAS's loan approval success rate?

COOPERATIVA DE AHORRO Y CREDITO CAGUAS has a pull-through score of 40/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/cooperativa-de-ahorro-y-credito-caguas

### How to Cite

> "COOPERATIVA DE AHORRO Y CREDITO CAGUAS Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/cooperativa-de-ahorro-y-credito-caguas

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**[View Interactive Profile →](https://saferate.com/lenders/cooperativa-de-ahorro-y-credito-caguas)**