# COOPERATIVA DE AHORRO Y CREDITO DE ISABELA

> **Canonical URL:** https://saferate.com/lenders/cooperativa-de-ahorro-y-credito-de-isabela


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


COOPERATIVA DE AHORRO Y CREDITO DE ISABELA is a independent mortgage company, headquartered in ISABEL, PR, with 119 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 23% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300PIBI14GDBLD168
- **Headquarters:** ISABEL, PR
- **Geographic Reach:** unknown
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Strong 😀
- Score: 77/100
- Rating: ●●●●○ (4/5)


### Lending Volume
- **Total Loans:** 119
- **Dollar Volume:** $17 million
- **Applications Received:** 152
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $142,731
- **Average Borrower Income:** $92,143
- **Average Property Value:** $190,798

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 60/100 | 118 | - | - | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 45 loans, Score: 49/100 (Sound)
- Refinance: 73 loans, Score: 70/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 46/100 | 46 | $4M | - | Sound ☺️ |
| Refinance | 69/100 | 73 | $13M | - | Strong 😀 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Aguadilla, PR | PR | 75 | 91/100 |
| San Juan | PR | 18 | 52/100 |
| Arecibo, PR | PR | 13 | 48/100 |
| Mayaguez, PR | PR | 12 | 50/100 |

## Where This Lender Ranks

COOPERATIVA DE AHORRO Y CREDITO DE ISABELA appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Arecibo, PR for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/arecibo-pr/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥉 **#3** in Mayaguez, PR for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/mayaguez-pr/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#4** in Aguadilla, PR for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/aguadilla-pr/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#6** in Mayaguez, PR for Conventional Loans
  - [View Full Rankings](https://saferate.com/mayaguez-pr/best-mortgage-lenders/conventional-loans)
- 🏆 **#7** in Aguadilla, PR
  - [View Full Rankings](https://saferate.com/aguadilla-pr/best-mortgage-lenders)
- 🏆 **#7** in Aguadilla, PR for Conventional Loans
  - [View Full Rankings](https://saferate.com/aguadilla-pr/best-mortgage-lenders/conventional-loans)
- 🏆 **#7** in Arecibo, PR for Conventional Loans
  - [View Full Rankings](https://saferate.com/arecibo-pr/best-mortgage-lenders/conventional-loans)
- 🏆 **#11** in San Juan for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#16** in San Juan for Conventional Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does COOPERATIVA DE AHORRO Y CREDITO DE ISABELA offer?

COOPERATIVA DE AHORRO Y CREDITO DE ISABELA offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### What type of lender is COOPERATIVA DE AHORRO Y CREDITO DE ISABELA?

COOPERATIVA DE AHORRO Y CREDITO DE ISABELA is a non-depository lender that specializes in mortgage origination, headquartered in ISABEL, PR.

### What is COOPERATIVA DE AHORRO Y CREDITO DE ISABELA's loan approval success rate?

COOPERATIVA DE AHORRO Y CREDITO DE ISABELA has a pull-through score of 77/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/cooperativa-de-ahorro-y-credito-de-isabela

### How to Cite

> "COOPERATIVA DE AHORRO Y CREDITO DE ISABELA Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/cooperativa-de-ahorro-y-credito-de-isabela

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