# COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA

> **Canonical URL:** https://saferate.com/lenders/cooperativa-de-ahorro-y-credito-la-puertorriquea


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA is a credit union, headquartered in San Juan, PR, with 130 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 26% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300NC4WJQGK642G48
- **Headquarters:** San Juan, PR
- **Geographic Reach:** unknown
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Strong 😀
- Score: 74/100
- Rating: ●●●●○ (4/5)


### Lending Volume
- **Total Loans:** 130
- **Dollar Volume:** $19 million
- **Applications Received:** 173
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $143,231
- **Average Borrower Income:** $60,231
- **Average Property Value:** $172,063

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| FHA | 71/100 | 101 | - | - | Strong 😀 |
| USDA | 77/100 | 25 | - | - | Strong 😀 |

### Product Performance by Purpose

**FHA:**
- Purchase: 97 loans, Score: 70/100 (Strong)

**USDA:**
- Purchase: 25 loans, Score: 77/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 54/100 | 126 | $18M | - | Sound ☺️ |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Juan | PR | 110 | 74/100 |
| Arecibo, PR | PR | 16 | 54/100 |

## Where This Lender Ranks

COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥈 **#2** in San Juan Credit Unions
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/credit-unions)
- 🏆 **#8** in Arecibo, PR for FHA Loans
  - [View Full Rankings](https://saferate.com/arecibo-pr/best-mortgage-lenders/fha-loans)
- 🏆 **#13** in San Juan for USDA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/usda-loans)
- 🏆 **#16** in San Juan for FHA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/fha-loans)
- 🏆 **#19** in San Juan
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA offer?

COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA offers the following mortgage loan types: FHA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### What type of lender is COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA?

COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in San Juan, PR.

### What is COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA's loan approval success rate?

COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA has a pull-through score of 74/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/cooperativa-de-ahorro-y-credito-la-puertorriquea

### How to Cite

> "COOPERATIVA DE AHORRO Y CREDITO LA PUERTORRIQUEÑA Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/cooperativa-de-ahorro-y-credito-la-puertorriquea

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**[View Interactive Profile →](https://saferate.com/lenders/cooperativa-de-ahorro-y-credito-la-puertorriquea)**