# COOPERATIVA DE AHORRO Y CREDITO ORIENTAL

> **Canonical URL:** https://saferate.com/lenders/cooperativa-de-ahorro-y-credito-oriental


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


COOPERATIVA DE AHORRO Y CREDITO ORIENTAL is a independent mortgage company, headquartered in Humacao, PR, with 68 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 65% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300J7DJ7V4CSZCK98
- **Headquarters:** Humacao, PR
- **Geographic Reach:** unknown
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 35/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 68
- **Dollar Volume:** $7 million
- **Applications Received:** 110
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $106,029
- **Average Borrower Income:** $56,838
- **Average Property Value:** $138,788

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 28/100 | 27 | - | - | Acceptable 🙂 |
| FHA | 51/100 | 12 | - | - | Sound ☺️ |
| USDA | 78/100 | 29 | -0.190% | $2,118 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 25 loans, Score: 28/100 (Acceptable)

**USDA:**
- Purchase: 29 loans, Score: 78/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 37/100 | 65 | $7M | -0.190% | Acceptable 🙂 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Juan | PR | 60 | 68/100 |

## Where This Lender Ranks

COOPERATIVA DE AHORRO Y CREDITO ORIENTAL appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#10** in San Juan for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#14** in San Juan for USDA Loans
  - [View Full Rankings](https://saferate.com/san-juan/best-mortgage-lenders/usda-loans)

## Frequently Asked Questions

### What loan types does COOPERATIVA DE AHORRO Y CREDITO ORIENTAL offer?

COOPERATIVA DE AHORRO Y CREDITO ORIENTAL offers the following mortgage loan types: FHA, Conventional, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### What type of lender is COOPERATIVA DE AHORRO Y CREDITO ORIENTAL?

COOPERATIVA DE AHORRO Y CREDITO ORIENTAL is a non-depository lender that specializes in mortgage origination, headquartered in Humacao, PR.

### What is COOPERATIVA DE AHORRO Y CREDITO ORIENTAL's loan approval success rate?

COOPERATIVA DE AHORRO Y CREDITO ORIENTAL has a pull-through score of 35/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/cooperativa-de-ahorro-y-credito-oriental

### How to Cite

> "COOPERATIVA DE AHORRO Y CREDITO ORIENTAL Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/cooperativa-de-ahorro-y-credito-oriental

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