# COOSA PINES FEDERAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/coosa-pines-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


COOSA PINES FEDERAL CREDIT UNION is a credit union, headquartered in Childersburg, AL, with 96 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 51% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300311KRYLZVODK22
- **Headquarters:** Childersburg, AL
- **Geographic Reach:** unknown
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 49/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 96
- **Dollar Volume:** $17 million
- **Applications Received:** 113
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $178,958
- **Average Borrower Income:** $99,083

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 33/100 | 93 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 21 loans, Score: 20/100 (Mediocre)
- Refinance: 72 loans, Score: 58/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 21/100 | 21 | $3M | - | Acceptable 🙂 |
| Refinance | 55/100 | 75 | $14M | - | Sound ☺️ |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 68 | 56/100 |
| Birmingham, AL | AL | 28 | 63/100 |

## Frequently Asked Questions

### What loan types does COOSA PINES FEDERAL CREDIT UNION offer?

COOSA PINES FEDERAL CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### What type of lender is COOSA PINES FEDERAL CREDIT UNION?

COOSA PINES FEDERAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Childersburg, AL.

### What is COOSA PINES FEDERAL CREDIT UNION's loan approval success rate?

COOSA PINES FEDERAL CREDIT UNION has a pull-through score of 49/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/coosa-pines-federal-credit-union

### How to Cite

> "COOSA PINES FEDERAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/coosa-pines-federal-credit-union

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