# Core Bank

> **Canonical URL:** https://saferate.com/lenders/core-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Core Bank is a bank, headquartered in Omaha, NE, serving borrowers across 19 states, with 318 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 24% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 28% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300Y01XP7FO81MC08
- **Headquarters:** Omaha, NE
- **Geographic Reach:** Multi-Region
- **States Served:** 19
- **State List:** AL, AR, AZ, CA, CO, CT, FL, GA, IA, KS, LA, MO, NC, NE, OK, SC, TN, TX, VA
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pull Through: Strong 😀
- Score: 72/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.118%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,065
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 318
- **Dollar Volume:** $108 million
- **Applications Received:** 413
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $340,126
- **Average Borrower Income:** $147,318
- **Average Property Value:** $449,151

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (64%)
- ⭐ **FHA Gold Superstar** (78%)
- ⭐ **VA Gold Superstar** (70%)
- ⭐ **Purchase Gold Superstar** (64%)
- ⭐ **Refinance Gold Superstar** (64%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 54/100 | 202 | +0.195% | $977 | Sound ☺️ |
| FHA | 66/100 | 68 | +0.321% | $970 | Strong 😀 |
| VA | 68/100 | 44 | -0.541% | $1,548 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 177 loans, Score: 53/100 (Sound)
- Refinance: 25 loans, Score: 44/100 (Sound)

**FHA:**
- Purchase: 67 loans, Score: 66/100 (Strong)

**VA:**
- Purchase: 42 loans, Score: 67/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 59/100 | 289 | $95M | +0.146% | Sound ☺️ |
| Refinance | 46/100 | 29 | $13M | -0.086% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NE | 261 | 1.22% | 83/100 |
| IA | 21 | 0.06% | 49/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Omaha, NE | NE-IA | 263 | 88/100 |
| Non |  | 17 | 28/100 |

## Where This Lender Ranks

Core Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#4** in Omaha, NE for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#5** in Omaha, NE for FHA Loans
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/fha-loans)
- 🏆 **#6** in Omaha, NE for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/banks/va-loans)
- 🏆 **#6** in Nebraska for FHA Loans
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/fha-loans)
- 🏆 **#6** in Nebraska for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#7** in Omaha, NE Banks
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/banks)
- 🏆 **#8** in Nebraska for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/banks/va-loans)
- 🏆 **#9** in Omaha, NE
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders)
- 🏆 **#10** in Omaha, NE for VA Loans
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/va-loans)
- 🏆 **#10** in Nebraska Banks
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/banks)
- 🏆 **#11** in Nebraska
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders)
- 🏆 **#12** in Omaha, NE for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#13** in Nebraska for VA Loans
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/va-loans)
- 🏆 **#14** in Nebraska for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#19** in Omaha, NE for Conventional Loans
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does Core Bank offer?

Core Bank offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Core Bank offer mortgages?

Core Bank offers mortgages in 19 states: AL, AR, AZ, CA, CO, CT, FL, GA, IA, KS, LA, MO, NC, NE, OK, SC, TN, TX, VA.

### How competitive are Core Bank's mortgage rates?

Core Bank has a pricing score of 76/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.118% above market average.

### What type of lender is Core Bank?

Core Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Omaha, NE.

### What is Core Bank's loan approval success rate?

Core Bank has a pull-through score of 72/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/core-bank

### How to Cite

> "Core Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/core-bank

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