# CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/cornerstone-community-financial-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION is a credit union, headquartered in Auburn Hills, MI, serving borrowers across 5 states, with 22 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 67% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 76% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300QGO7S838JDBC47
- **Headquarters:** Auburn Hills, MI
- **Geographic Reach:** Regional
- **States Served:** 5
- **State List:** FL, MI, OH, TN, WI
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 33/100
- Rating: ●●○○○ (2/5)

### Pull Through: Acceptable 🙂
- Score: 24/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.460%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,166
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 22
- **Dollar Volume:** $4 million
- **Applications Received:** 54
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $192,727
- **Average Borrower Income:** $101,545
- **Average Property Value:** $297,273

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 13/100 | 22 | +0.460% | $1,166 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 16/100 | 17 | $4M | +0.336% | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MI | 13 | 0.01% | 51/100 |

## Frequently Asked Questions

### What loan types does CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION offer?

CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION offer mortgages?

CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION offers mortgages in 5 states: FL, MI, OH, TN, WI.

### How competitive are CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION's mortgage rates?

CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION has a pricing score of 33/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.460% above market average.

### What type of lender is CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION?

CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Auburn Hills, MI.

### What is CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION's loan approval success rate?

CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION has a pull-through score of 24/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/cornerstone-community-financial-credit-union

### How to Cite

> "CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/cornerstone-community-financial-credit-union

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