# CORNHUSKER BANK

> **Canonical URL:** https://saferate.com/lenders/cornhusker-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


CORNHUSKER BANK is a bank, headquartered in LINCOLN, NE, serving borrowers across 8 states, with 197 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 19% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 24% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 254900EQ47K76CF2A976
- **Headquarters:** LINCOLN, NE
- **Geographic Reach:** Multi-Region
- **States Served:** 8
- **State List:** AZ, CO, FL, IA, IN, KS, NE, TN
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 81/100
- Rating: ●●●●● (5/5)

### Pull Through: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.099%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $532
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 197
- **Dollar Volume:** $69 million
- **Applications Received:** 237
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $349,112
- **Average Borrower Income:** $227,091
- **Average Property Value:** $511,904

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (71%)
- ⭐ **Purchase Gold Superstar** (71%)
- ⭐ **Refinance Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 60/100 | 194 | +0.099% | $542 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 154 loans, Score: 57/100 (Sound)
- Refinance: 40 loans, Score: 58/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 56/100 | 156 | $55M | +0.096% | Sound ☺️ |
| Refinance | 58/100 | 41 | $13M | +0.108% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NE | 186 | 0.87% | 80/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Lincoln, NE | NE | 144 | 83/100 |
| Omaha, NE | NE-IA | 28 | 58/100 |
| Non |  | 15 | 28/100 |

## Where This Lender Ranks

CORNHUSKER BANK appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#5** in Lincoln, NE
  - [View Full Rankings](https://saferate.com/lincoln-ne/best-mortgage-lenders)
- 🏆 **#5** in Lincoln, NE Banks
  - [View Full Rankings](https://saferate.com/lincoln-ne/best-mortgage-lenders/banks)
- 🏆 **#6** in Nebraska Banks
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/banks)
- 🏆 **#7** in Nebraska
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders)
- 🏆 **#7** in Lincoln, NE for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/lincoln-ne/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#8** in Lincoln, NE for Conventional Loans
  - [View Full Rankings](https://saferate.com/lincoln-ne/best-mortgage-lenders/conventional-loans)
- 🏆 **#10** in Nebraska for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#13** in Nebraska for Conventional Loans
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/conventional-loans)
- 🏆 **#16** in Omaha, NE Banks
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/banks)
- 🏆 **#20** in Omaha, NE for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/banks/conventional-loans)

## Frequently Asked Questions

### What loan types does CORNHUSKER BANK offer?

CORNHUSKER BANK offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does CORNHUSKER BANK offer mortgages?

CORNHUSKER BANK offers mortgages in 8 states: AZ, CO, FL, IA, IN, KS, NE, TN.

### How competitive are CORNHUSKER BANK's mortgage rates?

CORNHUSKER BANK has a pricing score of 81/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.099% above market average.

### What type of lender is CORNHUSKER BANK?

CORNHUSKER BANK is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in LINCOLN, NE.

### What is CORNHUSKER BANK's loan approval success rate?

CORNHUSKER BANK has a pull-through score of 76/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/cornhusker-bank

### How to Cite

> "CORNHUSKER BANK Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/cornhusker-bank

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