# Countybank

> **Canonical URL:** https://saferate.com/lenders/countybank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Countybank is a bank, headquartered in Greenwood, SC, serving borrowers across 10 states, with 474 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 44% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 31% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300III1DMY3SLAW56
- **Headquarters:** Greenwood, SC
- **Geographic Reach:** Multi-Region
- **States Served:** 10
- **State List:** FL, GA, IN, KY, NC, PA, SC, TN, VA, WV
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 56/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 69/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.248%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,630
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 474
- **Dollar Volume:** $156 million
- **Applications Received:** 627
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $329,641
- **Average Borrower Income:** $143,219
- **Average Property Value:** $463,502

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (63%)
- ⭐ **FHA Gold Superstar** (63%)
- ⭐ **Refinance Gold Superstar** (64%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 61/100 | 380 | +0.223% | $1,471 | Strong 😀 |
| FHA | 63/100 | 59 | +0.577% | $2,650 | Strong 😀 |
| VA | 62/100 | 24 | -0.265% | $1,385 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 317 loans, Score: 59/100 (Sound)
- Refinance: 63 loans, Score: 60/100 (Sound)

**FHA:**
- Purchase: 51 loans, Score: 61/100 (Strong)

**VA:**
- Purchase: 24 loans, Score: 63/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 60/100 | 402 | $134M | +0.254% | Strong 😀 |
| Refinance | 59/100 | 72 | $22M | +0.216% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| SC | 322 | 0.40% | 83/100 |
| TN | 128 | 0.14% | 69/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Greenville | SC | 234 | 93/100 |
| Knoxville, TN | TN | 111 | 72/100 |
| Non |  | 62 | 47/100 |
| Spartanburg, SC | SC | 25 | 59/100 |

## Where This Lender Ranks

Countybank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Greenville for USDA Loans (Banks)
  - [View Full Rankings](https://saferate.com/greenville/best-mortgage-lenders/banks/usda-loans)
- 🥉 **#3** in Greenville for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/greenville/best-mortgage-lenders/banks/fha-loans)
- 🥉 **#3** in Greenville for USDA Loans
  - [View Full Rankings](https://saferate.com/greenville/best-mortgage-lenders/usda-loans)
- 🏆 **#4** in Knoxville, TN for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/knoxville-tn/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#6** in Knoxville, TN for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/knoxville-tn/best-mortgage-lenders/banks/va-loans)
- 🏆 **#6** in Spartanburg, SC for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/spartanburg-sc/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#7** in South Carolina for USDA Loans (Banks)
  - [View Full Rankings](https://saferate.com/south-carolina/best-mortgage-lenders/banks/usda-loans)
- 🏆 **#7** in Greenville for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/greenville/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#7** in Greenville for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/greenville/best-mortgage-lenders/banks/va-loans)
- 🏆 **#7** in Knoxville, TN Banks
  - [View Full Rankings](https://saferate.com/knoxville-tn/best-mortgage-lenders/banks)
- 🏆 **#8** in Greenville Banks
  - [View Full Rankings](https://saferate.com/greenville/best-mortgage-lenders/banks)
- 🏆 **#8** in Knoxville, TN for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/knoxville-tn/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#10** in Spartanburg, SC Banks
  - [View Full Rankings](https://saferate.com/spartanburg-sc/best-mortgage-lenders/banks)
- 🏆 **#12** in South Carolina Banks
  - [View Full Rankings](https://saferate.com/south-carolina/best-mortgage-lenders/banks)
- 🏆 **#12** in South Carolina for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/south-carolina/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#12** in Greenville
  - [View Full Rankings](https://saferate.com/greenville/best-mortgage-lenders)
- 🏆 **#12** in Greenville for FHA Loans
  - [View Full Rankings](https://saferate.com/greenville/best-mortgage-lenders/fha-loans)
- 🏆 **#13** in South Carolina for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/south-carolina/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#13** in Greenville for Conventional Loans
  - [View Full Rankings](https://saferate.com/greenville/best-mortgage-lenders/conventional-loans)
- 🏆 **#14** in Spartanburg, SC for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/spartanburg-sc/best-mortgage-lenders/banks/conventional-loans)

## Frequently Asked Questions

### What loan types does Countybank offer?

Countybank offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Countybank offer mortgages?

Countybank offers mortgages in 10 states: FL, GA, IN, KY, NC, PA, SC, TN, VA, WV.

### How competitive are Countybank's mortgage rates?

Countybank has a pricing score of 56/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.248% above market average.

### What type of lender is Countybank?

Countybank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Greenwood, SC.

### What is Countybank's loan approval success rate?

Countybank has a pull-through score of 69/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/countybank

### How to Cite

> "Countybank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/countybank

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